risk

Fall in Markets Scare You? Peltzman Effect

asset allocation, equity investment, past performance, Peltzman Effect, Peltzman Effect impact equity investments, risk, Risk Compensation Theory, volatility

Did the fall after budget day has scared you? Did the market movements since Budget Day is making you rethink Equity Investments? Well… it’s not normal because if that so, you were not ready for equity yet. You were suffering the Peltzman Effect or the Risk Compensation Theory in finance. You think, everything was goingRead More

What Is Risk Profiling

by Madhupam Krishna

financial advisor, investment strategy, investor goals, risk, risk profiling

Whenever you approach a good financial planner, he recommends you to undergo a Risk Profile Test. We too do it and consider it a must to arrive at Asset Allocation for an investor. But is it only to know the asset allocation for an investor or Risk Profiling can help know a bit more? Yes,Read More

What is P2P Lending in India?

by Madhupam Krishna

borrowing, crowdfunding, investment, investor, lending, loan, P2P, P2P lending, peer to peer, rbi, risk

In P2P lending, the flow of funds is from lender to borrower and goes through a mediator in between, which normally is an online/Internet Company. So this online company matches the lender and borrower. In India, there are about 30 companies operating in P2P lending.Read More