returns

Mutual Funds Vs ULIPS: Are ULIPs Better After LTCG on Equity?

budget 2018, equity funds, LTCG, mutual funds, Mutual Funds Vs ULIPS, Mutual Funds Vs ULIPS Cost, returns, Returns Mutual Funds Vs ULIPS, term plans, ULIPs, ULIPs returns

The debate or the war – ULIP better than Mutual Funds had a new chapter when Budget 2018 has introduced Long Term Capital Gain Tax for Equity Funds. ULIPS being an insurance product remains tax-free on maturity. Now with this recent change, let’s see if the scale has bent towards ULIPS. Let’s critically evaluate MutualRead More

Fixed Deposit Vs Mutual Funds Comparison : Part 2

by Madhupam Krishna

bank fd, debt funds, equity funds, fixed deposit, gilt funds, government bonds, income funds, money market funds, mutual funds, portfolio management, returns, SWP, systematic withdrawal plan

In part one of the Fixed Deposit Vs Mutual Funds comparison, we analyzed the existing and new ways to invest in Debt Mutual Funds. Now its time to dig deeper and learn why one should invest in Debt Funds, What are the risks in debt Funds and how these risks can be countered. Also, let’sRead More

Fixed Deposit Vs Mutual Funds : Part 1

by Madhupam Krishna

balance funds, banks, corporate bond fund, credit opportunity fund, debt funds, dynamic funds, equity arbitrage funds, fixed deposit, gilt funds, income funds, inflation rate, interest rates, MIP, money market funds, monthly income funds, mutual funds, returns, short income funds

Can Mutual Funds be a substitute for Bank FDs? Honestly NO- as substitute theory works when two things are identical. The basic nature here is different as FDs give fixed returns whereas MFs are market linked. So ideally MFs can be used to fill shoes, but one must understand the risk & returns of theseRead More

Impact of RBI Monetary Policy on Debt Funds

by Madhupam Krishna

debt funds, equity, equity & debt, Impact of RBI Monetary Policy on Debt Funds, investments, mutual funds, rbi, RBI monetary polic, returns

Yesterday Reserve Bank of India Monetary Policy Committee reduced the Repo Rate by 25 basis points. This is a huge trigger for home loans and other consumer loans. This Diwali will be full of offers. The major beneficiaries will be Banks, NBFCs, and Mutual Funds, especially the debt funds. Debt Funds & RBI Monetary PolicyRead More

Make Liquid Funds Part of Your Budget

by Madhupam Krishna

cintingency fund, investment, liquid funds, mutual funds, returns, savings account

You may call it by any name Liquid Funds Contingency Fund or Money Market Fund, this category has shown a deep acceptance among retail (small) investors. Although the bank deposit or the money lying in savings bank account is much higher than mutual funds combined all schemes. But if we see from 2012 the trendRead More

Best Investment in Long Term – Equity Investment

by Madhupam Krishna

equity, equity investment, market, mutual funds, returns

The recent returns from MFs and equity are mouth watering. Pundits have started digging history to show that its danger zone ging ahead. And this gives rise to question – Is Equity – Your best investment long term? If yes how to invest more and make money? Or simply a long-term investment in mutual fundsRead More