Marriage is the beginning of a new phase of life and as time passes, married couples evolve a shared sense of responsibility in all spheres, including personal finance. Spending your golden years together in relative comfort and security is the goal of most married couples. Here are some tips on Retirement Planning for Couples. MostRead More
Retirement Planning
7 Retirement Challenges that Lead to Shortfall
Most ignore it because it is too far. Yes, that’s the story of retirement-related goals. You ask anyone, the priority is today… today’s expenses, this year’s tax savings, next years vacation etc etc. Retirement … a big silence. And, we all know the result. There will be a shortfall in retirement corpus. Shortfall is oneRead More
How Much Money Enough To Retire In India?
Ten years ago when I use to meet clients, everyone wanted to retire soon. Maybe I was in the company of worked up guys. But many of these changed their views and now everyone wants to work till they can. Not because they want to be active, but because they have nothing as Retirement Goal.Read More
Tax Benefits of NPS Investment- Updated NPS Taxation
NPS is an excellent tool for retirement planning, especially for private sector employees. Many people in the financial advisory space have doubted this product due to its tax inefficiency. They consider NPS Taxation less efficient due non-clarity in guidelines of tax saving NPS. This article is the latest update on tax saving benefits of NPSRead More
Domino Effect in Investments
It really takes time in making or shaping something future. Our kids are real example in front of us. And, kids really do enjoy the Domino Effect videos. If you are unaware, and still linking it to pizza chain, don’t worry you will learn and see a really amusing thing ahead in this article. And,Read More
Will Rupee Cost Averaging (SIP) Make You Rich? Full Details – Part 2
In part 1 we covered how Rupee Cost Averaging works in practical investment scenario. But Lump Sum investment is also another way and particularly what to do when you have money at hand, to go right now and invest? So, let’s go more in detail on these 2 strategies and find a way to dealRead More