We rarely review a product until it has something new. SBI Bandhan caught my research eyes as it is a simple product with a great idea. We often get into doubt when someone in the family asks or need money. Because of taxation angle. SBI Bandhan is a product which answers this by making itRead More
mutual funds
Mutual Funds Vs ULIPS: Are ULIPs Better After LTCG on Equity?
The debate or the war – ULIP better than Mutual Funds had a new chapter when Budget 2018 has introduced Long Term Capital Gain Tax for Equity Funds. ULIPS being an insurance product remains tax-free on maturity. Now with this recent change, let’s see if the scale has bent towards ULIPS. Let’s critically evaluate MutualRead More
10 Best Articles Of 2017
We wrote many good articles on Personal Finance & Investments. Based on the most read parameter here is the collection of best articles on Mutual Fund, Equity, Insurance, Personal Finance & Investments written in 2017. Can You Handle Not Owning Bitcoins? Humorous Images This is called Fear Of Missing Out… (FOMO)… When everyone is making money…Read More
How Regulator Ensured Mutual Funds Achey Hain
The Mutual Funds investing is increasing day by day but question is are Mutual Fund Safe? Many investor take a backhand thinking that this sector is not regulated. Well, this is a misconception as I being an insider can tell you that it is one of the most regulated & audited industry. Many landmark decisionsRead More
Rationale Behind Concentrated Portfolios
There is a category of equity MFs which invest in 25 or say 35 stocks only. This concentrated portfolio equity mutual fund strategy is marketed as an aggressive management. But when we speak about mutual fund benefits, the important point is DIVERSIFICATION. If a portfolio is concentrated in few stocks or few sectors, will itRead More
Fixed Deposit Vs Mutual Funds Comparison : Part 2
In part one of the Fixed Deposit Vs Mutual Funds comparison, we analyzed the existing and new ways to invest in Debt Mutual Funds. Now its time to dig deeper and learn why one should invest in Debt Funds, What are the risks in debt Funds and how these risks can be countered. Also, let’sRead More