The RBI recently directed all credit institutions to provide one base level consumer credit information report (CIR) free of cost every year to individuals whose credit history is available with them, with effect from January 1, 2017. This was a long time demand as CIBIL, the institution which maintains this score for individual only sharedRead More
loans
7 steps to pay off your debt [infographic]
Here is another stunning infographics from mint.com on 7 steps to pay off your debt. All the 7 rules are time tested and hold so much gravity that you will end up nodding your heads while reading. It starts with the first golden rule of spending less than you bring home and includes others likeRead More
How to Get Out of Debt Quickly on Your Own
Do you know how to get out of debt on your own in a fast way ? If not, read on to find out how. Debt can come in many forms – home loans, personal loans, credit card debts – all of these can put your financial planning in a disarray if not handled inRead More
How many loans can I have ?
Acquiring your favorite assets through a loan is probably the one of the most easiest way to fulfill your materialistic needs and wants. However, it is also one of the most easiest ways to become a pauper as well. If you don’t keep an eye on how many loans you accumulate, it will be aRead More
How Do Loans Work ?
Since most of investors today are getting saddled with loans of all kinds, it’s important for them to understand how do loans work. With increased consumerism and lifestyle changes, you have almost everyone with some kind of loan in his kitty – either a home loan, or a car loan or a personal loan amongRead More