Risk and return on investments are often a neglected couple when it come to an investor’s portfolio. You either focus on risks or just returns. Risk-Return concepts are poorly understood. In fact, if you think for a moment, you will realize that most of the investors focus much more on returns and less on risk.Read More
investment musings
Battered and bruised in H1 2012 and investment tips for H2 2012
The first 6 months of 2012 are drawing to a close. If you think for a moment, then in January 2012, all of us must have made many promises to ourselves about how we would invest our money and follow a disciplined investment strategy. A lot of investors might have set higher expectation from the stockRead More
Live Example – how a chartered accountant fleeced an investor
A peer friend of mine had written an article sometime back on why a chartered accountant cannot be a financial planner. The truth hit me home hard when a prospective client came in through my door with a question – “I cannot pay the premiums of my insurance policies”. I dug into the case andRead More
What are the Passive Income ideas in India ?
Passive income ideas in India are not a rage unlike the western countries. In the West, you have individuals doing more chores to accumulate that extra buck each month. Passive income is income that gets generated when you don’t have to work for it regularly. Imagine for a moment, how nice it would be toRead More
It’s Time for Long Term Debt in Portfolio
The RBI Monetary policy of 2012-2013 sounded the onset of rate cuts in India and with that came the certainty that interest rates will reverse in the future. What impact does this have to your overall financial planning ? The stock market is still gyrating like a loose tick tock clock in 2012; real estateRead More
Frugality and Personal Finance
Frugality or a frugal way of life is often misunderstood as being miserly, devoid of the joy and pleasures of life where one tries to save as much money as possible for the future. Talk about frugality and personal finance and you are often met with criticism, especially by guys in their early 20s :Read More