I am sure you know the thumb rule of 72. We all use it to know when we can double the money or what rate of returns we ought to earn to double our money. But do you know why 72 is used and not other numbers like 71 or 72? Well, it dependsRead More
investment musings
What to consider before you invest ?
Do you know what to consider before you invest your hard earned money ? Before we get there, my observation is that we Indians are generally superb savers and sloppy investors. Loosely translated, that means that each month we save money (good budgeting, eh ?) out of our monthly salaries that we bring home. ButRead More
Tell tale signs that you are doing procrastination investing
Are you an investor who does procrastination investing ? Do you procrastinate often ? For the uninitiated the word procrastinate means to delay or defer an action that you should be doing today. In the investing world, procrastination would imply that you needlessly have pushed out things to the future because you have no senseRead More
5 tips to build your relationship with your financial planner
You always keep hearing about what to look for in your financial planner before choosing one but no one seems to be talking about similar qualities that investors must possess. Sure, the planner is the one who is offering services to you and so you reserve the right to choose one which you find suitableRead More
Should you worry to death about the recent mutual fund changes ?
This is so funny – someone called me the other day to talk about the recent mutual fund regulatory changes. After discussing for some odd 10 mintues, I was startled to learn that the person had not even invested money into mutual funds, did not want to and believed in direct stock trading. He wasRead More
How to do portfolio rebalancing ?
In the last article on the series on portfolio rebalancing, we are going to check on how to do portfolio rebalancing. You must have read the earlier two pieces on when you should do portfolio rebalancing and mistakes to avoid during the same. If not, please hop over to the articles and spend some timeRead More