Home Loans have again started to go up after an about year. Many of you either are waiting for your dream house or have made a plunge and acquired a house on loan. You should avail fixed or floating rate home loans? Answer has been always mysterious if you are not tracking the interest rateRead More
home loans
What to Look Out in Budget 2017 – Personal Finance Related Expectations
This year’s Budget 2017 will be very important. The year (financial) has been very challenging with Demonetisation taking much of the blame. But now our savings have been with the banks for quite some time and we all look to relief what Budget can do for us in the next financial year. The major portionRead More
15 Age-Old Rules to Prosper in Long Run
All of us need substantial money to fulfill current and future responsibilities, but we need to achieve them by staying stress-free too. Otherwise what is the use of money if we constantly visit hospitals or have spoiled relationships? Hence the points mentioned below have proved that if implemented , a person will have a stressRead More
Does a pre approved home loan make sense ?
Shrikant Bangad, 27, successful entrepreneur, was planning on getting married soon. He was keen to buy a home before the wedding. Srikant’s secret to success was his foresight and planning. He wanted to get his home loan approval in place, so that if he liked a particular property he could close the deal without delay. Read More
Is a home loan transfer right for you ?
In 2009, when teaser loans were the rage, Suhas and Namrata Joshi, a young couple from Pune, India took a teaser loan from a public sector bank at a very attractive rate of 7.5% p.a. Like most teaser loans, for the next two years the rate rose by a percentage and then after the thirdRead More
Have a home loan ? Take term insurance !
“Home loan Term Insurance” are four words that ought to go hand in hand. Practically that is but it seldom happens. You would take a home loan to realize your long cherished dream of owning a house. For a middle class investor in India, this is a very strong financial goal to achieve and heRead More