Can you enjoy a relationship without committing to one? OK, pretty emotional start… right? So let me rephrase – Can you enjoy the weather sitting on a closed balcony or enjoy a cold shower without getting wet? You may wonder why I am asking this? Most of the investors want 2 definite things – OneRead More
financial advisor
Financial Planning Awareness – An Uphill Task
The last 74 years’ independence set me thinking about the changes & progress our country has made. You like it or not, you notice or pass – the changes are for good. Awareness especially in Financial Planning has ever been so important as it is now. We need to spread Financial Planning Awareness, Financial DisciplineRead More
7 Checks 6 Questions- Before Hiring Financial Planner Part 2
Asking question is never a bad thing. In fact, only fertile minds are inquisitive. I wrote about 7 basic checks for hiring financial planner 3 days ago. Now, we move ahead with the familiarity part. Lets ask some open-ended questions before hiring financial planner. After you have checked these outer most tough features, its timeRead More
5 Doors That You Close On Good Advice
Last week I was invited to speak at a meeting consisting of working bankers. Now all banks sell Mutual Funds & insurance so they have basic training of products. But after talking to them for around 45 minutes, I could guess they were not interested. For them, Good Advice – means product specific talk. TheyRead More
What Is Risk Profiling
Whenever you approach a good financial planner, he recommends you to undergo a Risk Profile Test. We too do it and consider it a must to arrive at Asset Allocation for an investor. But is it only to know the asset allocation for an investor or Risk Profiling can help know a bit more? Yes,Read More
Direct Investors Too Need Financial Advisors
Since 2013, we are seeing a good amount of investors opting for the direct option, and getting themselves away from commission agents. This gives birth to the concept of DIY or do-it-yourself in Personal Finance or Mutual Funds in particular. But does this means all investors can do without advisors? Well, one of the recentRead More