This is Part 4 of the series- How to Create Wealth – Do-It-Yourself Way. A recap- we learned how to Start Creating Wealth by calculating our Net Worth and identifying Assets & Liabilities in Part 1. Then we progressed to making Budgets, do Budgeting and knowing Savings potential in Part 2. We further went aheadRead More
credit reports
The importance of maintaining a good credit score
Do you understand the importance of maintaining a good credit score ? Let me explain with an example. Sometime ago at a Diwali party, one of the game prizes that was given away was for the highest number of credit cards that a person held. The winner of the game had 22 credit cards inRead More
What are Sovereign Debt Credit Rating ?
Yesterday, India’s sovereign debt credit rating was downgraded by rating agency Standard & Poor. At the back of that, I wanted to do a basic article on what a it is, what it represents and should investors on the ground be a worried lot. Will this rating affect your financial planning and should you takeRead More
How to get a CIBIL Credit Report Online?
Do you know how to get your CIBIL credit report online in India ? Do you know what your credit score is and whether the next loan you request for will be rejected or approved? How to get a CIBIL report (Credit Information Bureau India Limited) is a fairly easy question to answer as weRead More