When you are just about to achieve one of your life goals or a dream, and suddenly the bank says NO for a loan. Because your score is too less to qualify for a loan. Things come shattering and mistakes done in past especially the financial ones start running like a movie in the brain.Read More
CIBIL
Why you should Avail the Free CIBIL Report Facility
The RBI recently directed all credit institutions to provide one base level consumer credit information report (CIR) free of cost every year to individuals whose credit history is available with them, with effect from January 1, 2017. This was a long time demand as CIBIL, the institution which maintains this score for individual only sharedRead More
How to Create Wealth? A DIY Series to Learn Wealth Creation Basics- Part -4
This is Part 4 of the series- How to Create Wealth – Do-It-Yourself Way. A recap- we learned how to Start Creating Wealth by calculating our Net Worth and identifying Assets & Liabilities in Part 1. Then we progressed to making Budgets, do Budgeting and knowing Savings potential in Part 2. We further went aheadRead More