Did the fall after budget day has scared you? Did the market movements since Budget Day is making you rethink Equity Investments? Well… it’s not normal because if that so, you were not ready for equity yet. You were suffering the Peltzman Effect or the Risk Compensation Theory in finance. You think, everything was goingRead More
asset allocation
Asset Allocation By Age
The proportion of your money that you invest in categories such as stocks, equity mutual funds debt, and cash is your asset allocation, and you’ll often run across different formulas for asset allocation by age. After all, a 25-year-old should invest a little differently than a 70-year-old. One rule of thumb that some people followRead More
Investing with Goals in Mind – Infographic
A review of your Goals enables you to clarify where you want to get to and why. Investing with Goals in Mind, assist you in determining if your goals are achievable and what you have to do to make them happen. Having clear achievable Goals is motivational. Goal-Based Investing takes into account the progress againstRead More
Understanding Asset Allocation – Infographic
Studies have proved the reason for financial success is 90% because of asset allocation and rest 10% for other things like choosing assets and economic conditions. Asset allocation is through which small investors can make real money, provided they stay disciplinedRead More
All Questions Answered on Retirement Planning – Part 3
The work of Retirement Planner is not juggling you in different asset classes and hope to see results. There are some time-tested theories, which are used by them to achieve desired results, by minimising the risk, choosing the asset properly and rebalancing these asset classes. No, it is not like your normal investments – itRead More
How Assets Classes Behave in Real Life? A Pictorial Story
Recently I received a data how much returns assets classes gave for calendar years 2004-2014 – for a ten-year gap. And this was India specific data of assets we invest, advice and deal on daily basis. I also was eager to confirm what we get to hear from fund managers and finance gurus– Does investmentRead More