Wealth Management Service NRIs – Manu

About the Service

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We help NRIs – Non-resident Indians, PIOs – A Person of India Origin & OCI holders – Overseas Citizenship of India to Plan and Invest in India. There is a gamut of quality offering an NRI can invest into in tax efficient way. We act as personalized dedicated advisor with our unbiased approach towards managing your portfolio. This service is Wealth Management Service NRIs – MANU.

Coverage under Wealth Management Service NRIs

• Investor defines his investment goals.
  We design portfolio based on invest objectives, risk profile, and asset allocation.
• The portfolio consists of mutual funds, equity, fixed income, off-shore funds, ETFs and other offerings
  as per the requirement.
• The investor can give Power of Attorney POA to anyone and POA holder to implement the strategy without the loss of time and investor intervention.
• Or Investor can make one of his known persons mandate holder who can execute documents and sign cheques on his behalf.
• We monitor the performance and progress of portfolio on a continuous basis and refine strategy if required and carry out portfolio rebalancing.
• We provide a regular update of the portfolio to the investor.
• This service provides for any number of consultation over email and by VC/Phone on an appointment basis throughout the service period.

Wealth Management Service NRIs is Suited for

NRIs, PIOs & OCIs who wish to invest in India and take part in the growth story of their motherland. If you are non-resident due to job/assignment and wish to settle in India afterward, this is the ideally suited for you. Also if you have/wish to have assets/income in India, we can help planning/investing for them though our Wealth Management Service NRIs.

The Process of Wealth Management Service NRIs

• You fill this form. Avail Service
• We contact you over your preferred medium of communication.
• We send you a data sheet, risk assessment questionnaire, and other formats.
• You sign/accept engagement and deposit fees for the financial planning.
• You fill the required documents and send to us.
• We analyze and draw a draft plan for you.
• We send the draft plan and discuss with you.
• After discussion and addressing your all concerns, we prepare the final plan with our recommendations.
• We discuss mode of implementation and proceed. Client pays the WMS Fees.
• We devise an Investment Policy Statement (IPS). Explain, Discuss & Get your approval.
• The paperwork like form filling, KYC etc is done using technology and paperless preference.
• Our back-office sees to all implementation and report shared with you.
• Monitoring your portfolio.
• We send periodic updates which include valuation, your goal fulfillment report & asset allocation.
• We contact you for half yearly review and implement changes.

Unlimited discussion/query resolution over emails and through VC/phone on an appointment basis throughout the year.

Fees for Wealth Management Service for NRIs

The fee for this service is as follows:

• 1. For Financial Planning: INR 6000/-

*This is a one-time Financial Plan making charges and not charged from the second year onwards if WMS is availed with us. The coverage/details for Financial Plan making are same as Financial Planning Services.

Offer 2022 – From Jan 01, 2022 – Financial Planning can be availed @ INR 999 by Residents & NRIs. Email madhupam@thewealthwisher.com or WhatApp at +91 9828156400 or fill this form.

This Financial Plan is fully comprehensive & NO CHANGE is coverage from the plan offered at full cost. Ask for Sample Financial Plan by email. 

• 2. WMS Charges (As per below Chart)

(Disclaimer: We implement Financial Plans in DIRECT Mode only. However, we think Regular & Direct are ways to just remunerate your planner/advisor. We have no distinction in advice whether it is Regular or Direct Plans. Our recommendations/advice has no conflict of interest as it remains identical in any of the options)

Click to know how Savings of 1% in DIRECT mode on an Investments of Rs 10 lakh can impact your portfolio in long run: Impact: In Numbers       On Graph

Disclaimer: Disclaimer: TW2 is a fee-based financial planner and we implement under Direct Options only. 

Just email madhupam@thewealthwisher.com or WhatsApp at +91 9828156400 to get details on Fees or a quotation specifically for you.

Terms & Conditions for Wealth Management Service NRIs

Under SEBI Regulatory Requirements, we have to maintain KYC documents (Photo, ID proof and Residence proof) and Risk profile of the client.

• The fees are calculated annually and charged quarterly as per valuation of the portfolio and not on the original cost of investments.
• We endeavor to make the transactions paperless, but in certain cases or geography, physical transactions need to be filled in. Our back-office handhold to make them seamless and stress-free.
• For AUM calculation Equity Funds/long Term Debt/Short Term Debt Funds, company FDs all have 100% weight. Liquid/short term funds 20% weight. Nil weight for other services like Insurance or Bonds.
• The Direct Option has just evolved, hence a lot of things are settling on the regulatory and technological front. We would require your patience and assistance in managing this service.
• For certain investments like off-shore funds, we take help of Platforms who deal in these investments. The fees for these are separate and disclosed before the transaction.
• We take care of your taxation and filing returns for which we charge separately and the charges are communicated and agreed upon before the exercise.

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