Personal finance basics for beginners

If you are a beginner on personal finance, browse our below articles for beginners.

Financial Planning

1. What is financial planning?
2. The (100-x) Thumbrule
3. Start young and invest regularly
4. Three basic steps towards financial planning
5. How to create a personal or home budget ?
6. Setting financial planning goals or goal based investing
7. How to calculate your personal net worth
8. How to become a crorepati in 5, 10, 15 or 20 years
9. How do I know that my financial planner is certified ?
10. How to manage your personal cash flow
11. The importance of having an emergency fund

Mutual Funds

1. What is a Mutual Fund ?
2. Advantages of Mutual Funds
3. Types or Classifications of Mutual Funds
4. Systematic Investment Plan (SIP) of mutual funds : The basics
5. All about Exchange Traded Funds (ETFs)
6. Where do debt mutual funds invest ?
7. How is Mutual Fund Net Asset Value (NAV) calculated

Stocks

1. What is a stock or equity ?
2. How to open a DEMAT account in India ?
3. SIP in stocks for higher returns

Income Tax

1. 5 heads of income in the Indian Income Tax Act
2. What is cost inflation index and indexation ?
3. Long Term and Short Term Capital Gains
4. 12 smart Section 80C deductions to save your income tax
5. What is Annual Value of house property ?
6. How is income from house property calculated ?
7. Your guide to advance tax

Insurance

1. Types of life insurance policies
2. What is personal accident insurance ?
3. 3 insurance policies you cannot afford to miss
4. A primer on child insurance plans in India
5. Who should buy life insurance ?

Debt

1. What are fixed income securities ?
2. Company fixed deposits in India – the complete primer

Retirement

1. How much money do you need to retire ?
2. Where to invest for retirement planning ?
3. 5 questions to ask while saving for your retirement

Gold

1. What is gold ETF and how to invest in it ?

General

1. Investment Avenues for Indian Investors
2. Know Your Customer (KYC) Guidelines
3. Who is an ombudsman and how to register a grievance
4. How to get a credit report online in India ?

Loans

1. How do loans work ?
2. How much home loan can I get ?
3. Credit Card Debt – Must Avoid

Products

1. All about the Public Provident Fund (PPF) scheme

How many ?

1. How many stocks should you have in your portfolio ?
2. How many bank accounts or savings accounts should you have ?
3. How many mutual funds should you invest in ?
4. How many insurance policies should you have ?
5. How many credit cards should I have ?
6. How many properties should I have ?
7. How many loans can I have ?