Company fixed deposits in India are often a favourite amongst investors who are risk averse and want to take an exposure to fixed income instruments and are not satisfied with bank fixed deposits. While this is fine, there are certain risks to be aware of and if adequate research is done before investing, company FDsRead More
How to Spend Less Money on Shopping
The biggest challenge which I personally have faced while doing my financial planning is cutting down on expenses. And mainly expenses which are related to shopping. Like a good school boy, I have made grand plans to keep expenses at tab and often wanted to cut down on spending on items that are way offRead More
7 important personal financial milestones you need to be aware of before you turn 30 [infographic]
Have you even been in a situation where time is running out on you and you are desperate to finish off some work ? If yes, you don’t want to be in the same situation when you are nearing 30 years of age and realise that there are some financial goals or tasks you shouldRead More
Certified Financial Planner in India – a quick guide
Here is a small primer on the certified financial planner in India tag or CFPCM tag as it is commonly referred to and why it is important and how you can find one in your city. The need of financial planning is a very vast one and many investors still do not know the difference betweenRead More
Aegon Religaire Future Protect Plus Plan
Aegon Religaire Future Protect Plus plan is a Unit Linked Insurance Plan (ULIP) from AEGON Religaire Life Insurance Company Limited with the objective of providing financial protection with return on investment. After you decide on the amount of premium you want to pay each year and the amount of insurance to take, you can takeRead More
Viral Infection is Not a Material Fact in Life Insurance
Viral Infection is Not a Material Fact in Life Insurance and here is another case of how an insurance claim was settled so late in the day. It so happened that in 1992 and 1994, husband of a certain Mrs Surekha Mankar took two life insurance policies from LIC. In 1995, the husband had aRead More