Sometime back I ran a poll to check on what are investor’s biggest financial priorities in life. The results have led me to ask another critical question – whether investors should save for retirement or buy a house with money that they have today. Saving for retirement or buying a house were the top twoRead More
Importance of Having an Emergency Fund
“Why do I need an emergency fund?”, queried Nitin incredulously as he sat opposite to me. “I need money for more important events in my life!”. Nitin’s financial planning was in tatters. He was staring at huge challenges in his life – no planning; loans piling up thick and fast and no money left forRead More
Leave Travel Allowance & LTA Tax Benefits
Leave Travel Allowance or Leave Travel Concession or Leave Travel Assistance (LTA or LTC) is a very powerful weapon given by employers to employees. It can become a very powerful tax planning tool for you to save your income tax if you put things together well ahead of time. Here are the LTA tax benefitsRead More
How to get a CIBIL Credit Report Online?
Do you know how to get your CIBIL credit report online in India ? Do you know what your credit score is and whether the next loan you request for will be rejected or approved? How to get a CIBIL report (Credit Information Bureau India Limited) is a fairly easy question to answer as weRead More
36 Personal Finance Resources to Make You a Smart Investor
If you are scouring for personal finance resources or guides to learn about financial planning in India, go no further. We bring to you the complete list that will make you walk and eventually run ! Personally, the personal finance landscape is changing so fast in India that I am amazed at what one wantsRead More
Best Tax Saving ELSS Mutual Funds in India
Which are the best tax saving mutual funds in India for 2012 where you should invest your money ? Note that tax saving mutual funds are also called ELSS (Equity Linked Saving Schemes). So we are gunning for the best performing ELSS mutual funds to invest your money in India in 2012. A small caveat.Read More