If you were planning for your retirement and depended heavily on the Employee Provident Fund (EPF), then it is time you did your financial planning again. The government has brought down the interest rate on EPF and has left many salaried employees who get EPF a bit peeved. Suddenly, there are other investments out thereRead More
Union Budget 2012-13
After having crashed headlong with Mamta Di on the railway budget, the government has committed a Kolaveri Di with the nation. It has dashed hopes of taxpayers and signed off it’s last attempt to recover from a reeling economy with a disappointing attempt. I personally think, the budget was presented because it was meant to beRead More
Different Types of Investors
Though we have many types of investors in India, one can zero down on a broader category of 5 of them. Deciding which type of investor you are is key to a successful future of financial planning and happy financial health. Without that, you cannot possibly even know what financial planning strategies to adopt. It’sRead More
Frugality and Personal Finance
Frugality or a frugal way of life is often misunderstood as being miserly, devoid of the joy and pleasures of life where one tries to save as much money as possible for the future. Talk about frugality and personal finance and you are often met with criticism, especially by guys in their early 20s :Read More
Is stock picking a myth ?
Is stock picking a myth ? Or is it that one can actually pick a stock very easily with the knowledge of how to do it. Can he do so if one is armed with technology and tools. Do fundamental analysis of stocks along with technical analysis make any sense at all in deciphering theRead More
Women and Financial Planning
.In India, financial planning for women don’t gel well as much as men and financial planning do. Of late, a large number of ladies are venturing out in the space of personal finance, but this has been a space largely dominated by the male. However, the importance of women and finances is immense and veryRead More