During various workshops across the country, organized by the large hearted founder of NetworkFP.com, Sadique Neelgund, financial planners in India unleashed their best one liners. I have tried to compile the quotes from financial planners on this one page here. I am sure there is more in store out there and I have only theRead More
How Gambler’s Fallacy impact you financially
Way back in the summer of 1913, the Monte Carlo casino in Monaco saw an event that was unprecedented. Gamblers at the roulette wheel saw the ball falling in the black 26 times one after the other while they betted that it would fall in the red. Many of the gamblers lost a lot of moneyRead More
Should Investors Go for PMS?
Long term investing into equity can be done in two ways – one is via systematic investment planning of mutual funds and another is via direct trading by an individual investor. The former is a safe and boring way to invest money in the stock market while the latter involves direct involvement by the investorRead More
What are Sovereign Debt Credit Rating ?
Yesterday, India’s sovereign debt credit rating was downgraded by rating agency Standard & Poor. At the back of that, I wanted to do a basic article on what a it is, what it represents and should investors on the ground be a worried lot. Will this rating affect your financial planning and should you takeRead More
Aviva Young Scholar Advantage Child Plan
Aviva’s Young Scholar Advantage child plan is a Unit Linked Insurance Plan (ULIP). Can it serve the purpose of meeting the financial planning goals of your child ? Or are you buying because Sachin Tendulkar is branding the product ? Whatever might be your situation, it might be worthwhile to read about Aviva’s child planRead More
It’s Time for Long Term Debt in Portfolio
The RBI Monetary policy of 2012-2013 sounded the onset of rate cuts in India and with that came the certainty that interest rates will reverse in the future. What impact does this have to your overall financial planning ? The stock market is still gyrating like a loose tick tock clock in 2012; real estateRead More