For retails investors, mutual funds form an important investment vehicle in their financial planning. Using the systematic investment planning route to invest, investors can ride on long term investing and meet all their financial goals. The art of selecting a mutual fund for investing your hard earned money is not a tough ask. It isRead More
My Personal Income and Expense Statement !
Being a financial planner, I am shit scared about not meeting my goals. I preach goal based investing and sane financial planning, so there is no way I can falter with my financial disposition. So when I look at my personal income and expense statement each 6 months, I get the creeps. I know IRead More
Does Bank FDs Return More than the SENSEX?
I am not sure how many of you read through an article that The Economic Time published, but it prompted me to do a post on it. The article showcased the fact that bank FDs have returned more than Sensex since 1992. It was a bit startling because we have always heard about long termRead More
Latest Small Savings Schemes Interest Rates
Here are the latest Small Savings Schemes interest rates in India (Updated 1 April 2020) The small savings schemes interest rates are revised & managed by the Ministry – Department of Economic Affairs (DEA). Small savings is one of the departments under the ministry. Latest Small Saving Schemes Rates (1 April 2020- 30 June 2020)Read More
Smart Investing for your Child’s Future
Children, they say are God’s gift to us. God did his job but we as parents have ours left. Investing for your child’s future is the onus of parents and fortunately in India, parents take this seriously. The only issue is that they start investing in the wrong products and that is probably because theyRead More
Making real estate investment? Beware of 6 baits
My housing society has gone to the dogs. Yesterday, they sent across a notice which read on the lines of “There is severe water shortage in Baner, Pune and only 20 mins of corporation water will be supplied. Water tankers come every alternate day so citizens are requested to make their own water arrangements.” IRead More