Happy Independence day friends. While independent India is now very old, financial freedom in India is still a distant reality which many entities like the regulator, fund houses, stock broking companies, banks, financial institutions, advisors, agents, CFPs and readers like you are trying to achieve. Yet it is the very same entities who also oftenRead More
Do top up health insurance plans make sense ?
To cater to your medical expenses, one can either use a simple health insurance policy, commonly called mediclaim or use a different type of policy called top up health insurance plans. In this article, we try to understand what a top up health insurance policy is and whether it makes sense to have one. HealthcareRead More
How much time in a year do you spend with your financial planner ?
I recently came across a case with a client of mine who had signed up for financial planning and his progress on the case lead me to write this article. My client signed up with me and spent a viagra of energy on the initial discussion of his financial situation. I was impressed with theRead More
Can NRI invest in PPF in India ?
A million dollar question – Can NRI invest in PPF in India? I have my good friend Kumar Siddharth posted in the United States asking me this many times so I thought I might as well scribble something here. NO, you cannot if you are an NRI ALREADY. Now, what does this mean? Can NRI invest in PPFRead More
Should I take a personal loan to go on a vacation ?
Should I take a personal loan ? If that is a question that you keep revisiting often, then you are at the right place. Personal loans in India seem to be a favourite fall back option and fillers whenever money is required. I have many clients who made a down-payment of a house or aRead More
12 things you must know about insurance [infographic]
Here are 12 things in a graphical format you must know about insurance. Insurance policies, be it life via term or endowment, or health or motor insurance, have some caveats or rules that always catch investors by surprise. And when that happens, the claim is rejected. Instead of learning on the job, it is alwaysRead More