A million dollar question – Can NRI invest in PPF in India? I have my good friend Kumar Siddharth posted in the United States asking me this many times so I thought I might as well scribble something here. NO, you cannot if you are an NRI ALREADY. Now, what does this mean? Can NRI invest in PPFRead More
Should I take a personal loan to go on a vacation ?
Should I take a personal loan ? If that is a question that you keep revisiting often, then you are at the right place. Personal loans in India seem to be a favourite fall back option and fillers whenever money is required. I have many clients who made a down-payment of a house or aRead More
12 things you must know about insurance [infographic]
Here are 12 things in a graphical format you must know about insurance. Insurance policies, be it life via term or endowment, or health or motor insurance, have some caveats or rules that always catch investors by surprise. And when that happens, the claim is rejected. Instead of learning on the job, it is alwaysRead More
Why you need to balance risk and return on investments
Risk and return on investments are often a neglected couple when it come to an investor’s portfolio. You either focus on risks or just returns. Risk-Return concepts are poorly understood. In fact, if you think for a moment, you will realize that most of the investors focus much more on returns and less on risk.Read More
Have a home loan ? Take term insurance !
“Home loan Term Insurance” are four words that ought to go hand in hand. Practically that is but it seldom happens. You would take a home loan to realize your long cherished dream of owning a house. For a middle class investor in India, this is a very strong financial goal to achieve and heRead More
What do Financial Year, Assessment Year and Previous Year mean ?
It is income tax filing season and you must be a victim of the often heard mumbo jumbo called Financial Year (FY), Assessment Year (AY) and Previous Year (PY). These are terms very commonly heard before July 31st, which is the last date for filing your income tax returns. If you closely look at theRead More