Are you an investor who does procrastination investing ? Do you procrastinate often ? For the uninitiated the word procrastinate means to delay or defer an action that you should be doing today. In the investing world, procrastination would imply that you needlessly have pushed out things to the future because you have no senseRead More
Assess your personal finance quotient [quiz]
So here is a small quiz that will test your personal finance gyaan. The fact that you are on this blog means that you want to read about financial planning and personal finance in general. You must have rummaged through other websites and magazines to hone your knowledge. So why not put it to testRead More
How to choose your financial planner ? [infographic]
We did an article earlier which talked about questions to ask your financial planner. I hope you folks have read it, if not, now is the time to go and check what it was all about. In this article today, I have tried to capture the same things in an infographic. I have run throughRead More
Important personal financial information template – a handy guide in emergencies
Emergencies do not come calling at a scheduled time. And when they happen, everyone in the family must support each other while they fight out the bad times. In such a scenario, having a well documented personal financial information template and it’s ready access by the family members is more critical than it is envisaged.Read More
How to do retirement planning for late starters ?
My Gupta asked me the other day- ” I am 51, should I start retirement planning now ? Am I late starter ?”. The question prompted me to think on how to do retirement planning for late starters but before we go there, is 51 late in starting ? Given all the basics of personalRead More
How to remove hypothecation from RC after car loan termination
So you own a car under a car loan but now want to foreclose it ? There are some do’s and don’t you need to be aware of as far as car loans in India are concerned especially on how to remove hypothecation from RC after car loan termination. Unlike a home loan where theRead More