Do you know what to consider before you invest your hard earned money ? Before we get there, my observation is that we Indians are generally superb savers and sloppy investors. Loosely translated, that means that each month we save money (good budgeting, eh ?) out of our monthly salaries that we bring home. ButRead More
List of RGESS eligible mutual funds
Now that RGESS eligible mutual funds are hitting the market, what should you do with all the options that you have – which ones should you choose and which ones should you avoid ? The temptation to put in money must be huge given the fact that it is being sold as a tax savingRead More
Is investor ignorance the biggest reason for mis-selling ?
Have you ever been mis-sold an insurance policy ? I write this at the back of this LiveMint article which says that investors lost 1.5 trillion Rs due to insurance mis-selling over 7 years. It is worth pondering why this would happen. Investor apathy In my mind, the biggest reason for this is investor ignorance.Read More
Best ways to save income tax in India in 2013 [infographics]
If you belong to those sea of people who are looking at some of the best ways to save income tax in India in 2013, look no further. This is your guide which will help you choose the tax saving investment options. Many investors must be looking to invest their money to save tax forRead More
TATA AIA Life iRaksha Supreme Online Term Plan – ‘You click, we cover’
TATA AIA Life Insurance company has launched it’s online term insurance plan called TATA AIA Life iRaksha Supreme. For those who are new to the concept of term insurance being sold online, please be aware that there are other insurance companies life ICICI Prudential, HDFC Life Insurance, Aegon Reliagre among many others who have alreadyRead More
Higher education – is a foreign degree worth it ?
Raising a child is not child’s play. Most middle class parents complain that they are spending 50% or more of their disposable income on education and extracurricular activities for children. According to a report by Assocham, parents spend Rs.65,000 per annum on education per child at school level – this is an average school weRead More