You might ask, why I am endeavoring to differentiate between Financial Planners. This is because the type of Financial Planner you engage, has a direct bearing on SCOPE OF ADVICE you are bound to receive. Every day we hear about mis-selling happening at all levels, be it a bank or an individual advisor. How canRead More
Adopting Minimalism in Personal Finance
The festival season has started and get ready, as your monthly budget or some part of savings may go for a toss. Look at the newspaper in the morning, the number of papers have increased to accommodate advertisement to tempt you- to book a flat or change your vehicle or gifting jewelry to your spouse.Read More
RBI Repo Rate Cut: The Good, Bad and Worst
Dr Raghuram Rajan remind me of Harvey Specter from Suits… Not only both look dashing in their suits but also share similar trait of… Surprising the surroundings. So last week when Dr Rajan decreased the Repo Rate by 50 bps (.5% as 100 bps =1%) which was more than anticipated and asked, he was calledRead More
Kids & Personal Finance: When & What to tell?
IntrRecently at a mall I saw another ‘wonder of the world’. Usually the most happening area is the toy area where you will see kids grabbing, crying, howling, praying and going to any extent to get the toy they want. I usually hate that area as who likes crying kids, but what I saw pushedRead More
Your Wealth Wisher has a new Admin …!!!
Dear Reader, “Creation is only the projection into form of that, which already exists.” TheWealthWisher.com in itself is a destined platform to help you make informed decision on personal finance matters, but after a break… we resume with a difference… I Madhupam Krishna, with the blessings of Radhey Sharma, announce the change of guard atRead More
The magic of power of compounding [infographic]
The magic of power of compounding has been explained innumerable times by personal finance experts all over the world. Albert Einstein has very famously quoted the below on this concept – “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” And itRead More