At the edges, it all falls apart, is a common saying but with a deep meaning. When it comes to retirement, if you are not planned to face the real world, life can be hard for you and family. So this time, I have tried to play question and answer session with myself and haveRead More
Automated Savings Plan
Aren’t these two words “Savings” & “Automatic” antonyms? Can savings happen automatically? My answer is with you – No. Savings do not happen automatic because of the very human nature of “pleasing yourself first”. One tries to dodge all hard functions first and tries to shift/delay the real painful measures. But we all know savingsRead More
The Right Start for 2016
After almost 20 days in 2016, I know most of you will already be haunting under guilt shadow of breaking most of the resolutions that you made for 2016. We take decisions in moments of spurts (like New Year) and wishfully think that lives would improve. But the old habits die hard and then weRead More
How Assets Classes Behave in Real Life? A Pictorial Story
Recently I received a data how much returns assets classes gave for calendar years 2004-2014 – for a ten-year gap. And this was India specific data of assets we invest, advice and deal on daily basis. I also was eager to confirm what we get to hear from fund managers and finance gurus– Does investmentRead More
Best Wishes for New Year 2016
May the New Year brings joy, prosperity and happiness to You and Your Family. From, WealthWisher
Rules for Withdrawal of EPF – All Scenarios
Rules for Withdrawal of EPF are available on a number of platforms, but rules related to withdrawal are still unclear. The subscribers especially those who are in private jobs are not made aware by the employers about the EPF withdrawal rules. For employees who have been in the workforce from before 2014, a part ofRead More