The RBI recently directed all credit institutions to provide one base level consumer credit information report (CIR) free of cost every year to individuals whose credit history is available with them, with effect from January 1, 2017. This was a long time demand as CIBIL, the institution which maintains this score for individual only sharedRead More
Whats Wrong with Indian Kids When it Comes to Money
Blaming kids is not right and easy. And I will also not do it, but have you experienced today’s kids and their thinking about money? We see these kids burning stashes of money (obviously parents) and often living alone in their own world. Are these kids wrong somewhere or fault lies within us? Is itRead More
Value Investing- Some Interesting Facts
You may call it Warren Buffet style of investing as he is the one who made it popular, but everyone loves and praise this style of equity investments but the majority do not practice it. Simply because of one big reason: It is opposite of normal human emotions. Humans are indeed emotional and hence theyRead More
Best Day to Eliminate the 10 Heads of Investment Biases
Investing is an emotional endeavor, and decisions made purely by emotion can bring disastrous results. Emotional decisions are often tainted with biases. In this article, we’ll examine some common mistakes investors make.Read More
Whats Wrong with Indian Parents When it Comes to Money
Our culture is very different when it comes to money. We overprotect our kids. We do not speak freely about money with our kids and we keep deciding on their money requirements till they are teenagers and sometimes till their early twenties. Kids have no idea, how much education costs? What is the right pocketRead More
Investment Strategies during War and Geo-Political Crisis
Our ex-PM, Sh Atal Bihari Vajpayee had once quoted “You can change History, but not Geography”. It’s your luck what kind of neighbors you get. Unfortunately, our northwest border has always been under fear of aggression by our neighbor, whom we gave birth in 1947. The shadows of war or a limited attack are againRead More