All the behavior is deterrent between you and the goal to achieve financial freedom. It is very much the behavior that makes all the difference. When it comes to being rich we read a lot, we listen a lot but hardly implement.Read More
12 Sutras for 2017
New year means something new. Here are 12 rules which will make your life organized and successful. If you are already following these- Congratulations!! If not, a new year 2017 is the best time to learn new things. Read More
Is Compounding 8th Wonder of the World
Compound growth means your interest earns interest. When you have a growing thing, which creates more growing things and again creates more growing things… your return adds up fast. This is the core of all financial concepts.
It works for both, one who invests and one who lends or borrows. It is relevant to us as it has the power to convert few 1000s to few Lakhs and few 100000s to few Crores.Read More
Finding Sonam Gupta… Last post for 2016
This year, the best and worst trend was … Sonam Gupta. When we were all gloomy finding cash rich ATMs and under the weight of empty wallets, the soothing breeze that came was Sonam Gupta. Yes, NaMo threw as in uncertainty but Sonam Gupta was certain. So before 2016 ends I wanted to find theRead More
What Financial Planning is NOT
Financial planning is at arise and it is the best way to approach your investments for any time horizon. Not a hairline doubt about that. People are really coming ahead to become investors. They have realized that the best way to plan is to get a long-term plan. But as it happens everywhere when weRead More
EPF Rate Cut – Is It Still Attractive
The rates are falling everywhere (except the US) and so EPFO also finalized the interest rate to 8.65% pa for 2016-17. This is a fall of 15 bps (1%=100 basis points) as earlier it was an 8.8%. The EPFO (Employees Provident Funds Organisation), has roughly 17 crore accounts and every year they take a view on the prevailing rates and announce for any new cut or increase.Read More