Goods and Services Tax (GST) is a comprehensive, multi-stage, destination-based tax regime that has been levied on every value addition throughout India from July 1, 2017. This has replaced the earlier regime of service tax & VAT. This new system will definitely change the economy and will GST impact investments? Yes, and let me tellRead More
Atal Pension Yojana (APY) : Full Details
Atal Pension Yojana (APY) was announced by Government of India during 2015-16 budget. Ever since the Atal Pension Yojana has enabled many Indians to secure their future post-retirement. India is a vast country with huge private sector employees without the benefit of a pension system. The Atal Pension Yojana or Scheme targets this mass forRead More
Changes in Banking Ombudsman : More Penalties on Mis-sellers
RBI’s Banking Ombudsman Act 2006 had its second major changes this week. This act has been a game changer in the Banking Industry since its inception. Now as the time changes- technology changes. So new products and miss-selling ways also evolve. This dynamic act got new inclusions to cope up with the modern times. Let’sRead More
The Greater Fools Theory in Investments
The greater fool theory in investments refers to those investors who buy an investment based on the thinking that they will be able to sell it at a profit to a “greater fool”. So in a way, they say I am a fool too and I am looking for an another great fool. The classicRead More
Traders vs Investors : What is your Investing Style?
The goal of investing is to gradually build wealth over an extended period of time through the buying and holding of a portfolio of stocks, mutual funds, bonds and other investment instruments. Trading, on the other hand, involves the more frequent buying and selling of stocks, churning of MF portfolio, jumping to new products, with the goalRead More
Common Behavioural Mistakes During Market Highs
This is the time to check some very common behavioral mistakes during market highs, the investors are most prone to commit. You as an investor is not alone. There is a constant fight between self (mind, emotions) and outside world (peer pressure, media). Here are few things that you can avoid: Churning/Overtrading The financial mediaRead More