Have you seen a rocket going up (or Kim Jong testing the ICMBs.. Jokes apart)? To get itself into the orbit, it has to leave various bottom parts. It gets rid of itself from the unwanted and heavy burdens. Scientists call it various stages of launch. Same way in order to achieve success in investingRead More
Creator of Direct Plans Ajit Dayal Steps Down
I can never say that Ajit Dayal has “left” or waved “bye bye” as I know he is inseparable to the Quantum’s Philosophy as Warren Buffet is to Berkshire. But yes sometimes you have to physically vacate a position. In a shocking event last week, Creator of Direct Plans Ajit Dayal decided to move andRead More
Are Mutual Funds Moving Towards Total Return Index Benchmark
We all know performance is a relative term. We ought to have a comparison figure or a mechanism to measure the performance of the asset where we have invested. In mutual funds, these are called Benchmark Indexes. Recently, a fund house changed this to Total Return Index Benchmark. So what is the impact of thisRead More
20 Behavioral Biases In Investing
One of the main features of investing is “making a decision”. This means you have to take decisions based on information regarding where, when, how much and for what time to invest. Often these decisions are based on what you think and your emotional response. This is called Behavioral Finance. The study has revealed TopRead More
Power of Compounding
What is Power of Compounding and How does it work? Compounding in mathematical term would simply mean “Make money work for you”. Even the famous scientist Albert Einstein was so amazed by compounding that he called it to be the eighth wonder of the world. But before we understand how does the power of compoundingRead More
Robo Advisor Vs Individual Advisor
If an individual advisor or firm writes on Robo Advisor vs Individual Advisor you will feel he is biased. Well… yes, we are individual advisors & financial planners, but what I am going to tell today is all based on my personal experience. Yes, I will be fair or try to be fair and willRead More