With the markets just skyrocketing in 2017, many investors of Direct Plan Mutual Funds faced a tough time in Feb 2018. Budget 2018 and days after that were and are still mayhem. But if media & my personal experience is to be believed, the direct plan mutual fund investors panicked and are still in shock.Read More
SBI Bandhan – Gift Money in Family Without Tax Worries
We rarely review a product until it has something new. SBI Bandhan caught my research eyes as it is a simple product with a great idea. We often get into doubt when someone in the family asks or need money. Because of taxation angle. SBI Bandhan is a product which answers this by making itRead More
Mutual Funds Vs ULIPS: Are ULIPs Better After LTCG on Equity?
The debate or the war – ULIP better than Mutual Funds had a new chapter when Budget 2018 has introduced Long Term Capital Gain Tax for Equity Funds. ULIPS being an insurance product remains tax-free on maturity. Now with this recent change, let’s see if the scale has bent towards ULIPS. Let’s critically evaluate MutualRead More
Fall in Markets Scare You? Peltzman Effect
Did the fall after budget day has scared you? Did the market movements since Budget Day is making you rethink Equity Investments? Well… it’s not normal because if that so, you were not ready for equity yet. You were suffering the Peltzman Effect or the Risk Compensation Theory in finance. You think, everything was goingRead More
Budget 2018 – Impact on Income & Investments
The Government which is known for dropping BOMBS… today submitted their last budget before going for general elections in early 2019. Budget 2018 details have started emerging and yes the budget in full of impact. Budget 2018 will be known for Taxing the Equity Market gains. Here are the details. Budget 2018 key highlights areRead More
GOI 7.75% Savings Bonds 2018 (Should You Invest?)
Commencing from 10th January 2018 GOI 7.75% Savings Bonds 2018 have been launched. With this fixed income investor have new a new choice with PPF, Senior Citizen Savings Scheme & off course the traditional Fixed Deposits. Let’s see what these old bonds in a new package contain. Also let’s see if you should invest inRead More