Most male readers will not read further thinking this article addresses only females. And few will start guessing why Madhupam is writing this? Valentine is gone, why is he mixing Mars & Venus. Well, do not go by topic, as this article focuses on financial planning for women aspect, but is equally important for maleRead More
When I asked Ridham Desai about 100000 Sensex Prediction
Yes, I asked Ridham Desai, the Head of India Equity Research and India Equity Strategist at Morgan Stanley- “Will You Hold on to Your Sensex Prediction of 100000?”. He said “Yes”. This was the question: Will be interesting to hear @rndx1 Ridham Desai and his views for 2018 equity markets. Will you hold your 100KRead More
Direct Plan Mutual Fund Investors & Advisor’s Alpha
With the markets just skyrocketing in 2017, many investors of Direct Plan Mutual Funds faced a tough time in Feb 2018. Budget 2018 and days after that were and are still mayhem. But if media & my personal experience is to be believed, the direct plan mutual fund investors panicked and are still in shock.Read More
SBI Bandhan – Gift Money in Family Without Tax Worries
We rarely review a product until it has something new. SBI Bandhan caught my research eyes as it is a simple product with a great idea. We often get into doubt when someone in the family asks or need money. Because of taxation angle. SBI Bandhan is a product which answers this by making itRead More
Mutual Funds Vs ULIPS: Are ULIPs Better After LTCG on Equity?
The debate or the war – ULIP better than Mutual Funds had a new chapter when Budget 2018 has introduced Long Term Capital Gain Tax for Equity Funds. ULIPS being an insurance product remains tax-free on maturity. Now with this recent change, let’s see if the scale has bent towards ULIPS. Let’s critically evaluate MutualRead More
Fall in Markets Scare You? Peltzman Effect
Did the fall after budget day has scared you? Did the market movements since Budget Day is making you rethink Equity Investments? Well… it’s not normal because if that so, you were not ready for equity yet. You were suffering the Peltzman Effect or the Risk Compensation Theory in finance. You think, everything was goingRead More