Two recent incidents have made me re-think and re-emphasis the need of insurance. I will narrate these incidents below, but insurance products are still sold than bought. Numbers have improved but still lot remains to be done. I still meet people on daily basis, who are financial savvy and still do not have basic TermRead More
Introducing the India Post Payments Bank
I & my daughter went to post Rakhis for our family. The post office is a bit far, but we have a post box hanging on a Neem tree near our house. I was surprised that it was full with “Rakhi Packets”, to the extent that I could pull out a few if I insertRead More
Ayushman Bharat – A Future Health Care Scheme?
The question that will come to your mind is, Ayushman Bharat is a scheme for below poverty line population, so why are you reading it? It is true, but the most noteworthy statement of PM’s Independence Day speech was – Ayushman Bharat will be extended to all social classes after the initial launch. So itRead More
Should You Invest in SIP with Insurance ?
What do if your favorite South Indian shop stops giving you the coconut chattni? What if the Pani Poori wala stops giving the extra spicy-water? You will never like it. The freebies that you get is an essential part of the experience. That is human nature and we all like what is free or withoutRead More
5 Important Real-Life Investment Mistakes
Often simple hacks help in life & investing. Few rules are so simple and straight that you do not need to think twice. Yet we fail to understand them. Here are 5 most important real life investment mistakes, that you need to understand to be a successful investor. I have provided some real life exampleRead More
What is Large Cap or Mid Cap or Small Cap?
You must be wondering what does it mean when your advisor says “XYZ fund is a Large cap, and it will bring stability to your portfolio”. What is large cap? How will it ensure stability? What is Mid cap then? Or what is small cap stock? They are all equity, so does categorizing them makesRead More