“The future depends on what we do in present” is a very famous quotation by Mahatma Gandhi & quietly related with a Term Insurance Plan or Term Plans as they are called. Imagine, if a person is only earning member in his family & any uncertainty happen with him? Obviously, his family will face aRead More
Budget 2019 – Analysis for Investors & Taxpayers
Piyush Goyal cuts the cake that Jaitley baked! Budget 2019, is an Interim Budget as our country goes for General Election in April-May 2019. But it did not lack the attention as it is a race to be popular among political parties. We must look at it in a more refined way. It is not wrongRead More
The Pain Point in Financial Planning: Budgeting
Any Financial Planner, before starting his calculation is eager to know how much you earn and SPEND. All of us know what we earn … but spending… not so easy for most of us. The reason is we don’t make or take interest in Budgeting. We lack Budgeting Techniques. Budgeting is the pain point inRead More
Concept of Nominal Returns Vs Real Returns
The Real Returns are different from the rates advertised. This is due to implications of cost, inflation & taxes. One must understand concept of nominal returns vs real returns to optimize his returns. Post tax, fees & inflation is the correct measure to understand total returns.Read More
2018 Review – A to Z – Fun, Laughs & Lessons
What went good, what was bad – Let’s welcome 2019. A 2018 Review of learning & lessons – Through Alphabets. Want to be a Zillionaire? Read at the end – How You can be ONE (Fun) 2018 Review A Asset Liability Mis-match (ALM) – New Word Yes Institution too did what “poor joe” does. EarnRead More
What is Double Tax Avoidance Agreement (DTAA)
Double Tax Avoidance Agreement or DTAA is a very good mechanism to minimize tax. Here is the meaning, details, scope & implication of DTAA.Read More