The Real Returns are different from the rates advertised. This is due to implications of cost, inflation & taxes. One must understand concept of nominal returns vs real returns to optimize his returns. Post tax, fees & inflation is the correct measure to understand total returns.Read More
2018 Review – A to Z – Fun, Laughs & Lessons
What went good, what was bad – Let’s welcome 2019. A 2018 Review of learning & lessons – Through Alphabets. Want to be a Zillionaire? Read at the end – How You can be ONE (Fun) 2018 Review A Asset Liability Mis-match (ALM) – New Word Yes Institution too did what “poor joe” does. EarnRead More
What is Double Tax Avoidance Agreement (DTAA)
Double Tax Avoidance Agreement or DTAA is a very good mechanism to minimize tax. Here is the meaning, details, scope & implication of DTAA.Read More
Mutual Fund Taxation in India – More Details
Beyond the tax rates for there are certain more details and benefits under mutual taxation in India. Details & explanation follows in this article.Read More
Compulsory Dematerialization of Shares
Important Update: This article on Compulsory Dematerialization of Shares was published on 3 Dec 2018, and same evening the government postponed the date to 1 April 2019. Hence the date 5 Dec 2018 (Earlier Deadline) must be read as 31 March 2019. Compulsory DEMATERIALIZATION of SHARES is a very old and long asked initiative to makeRead More
Is Daughter’s Marriage Planning Still a BIG GOAL?
The 2 most important goals while we make financial plans are Retirement & Daughter’s Marriage Planning. And, moment we seek clarification, the daughter’s marriage changes to “Kids” Marriage. Is marriage planning of daughter still a viable financial goal? Let’s look from Financial & Social aspects today. Expensive weddings are all around, the Ambani Junior, PriyankaRead More