Any Financial Planner, before starting his calculation is eager to know how much you earn and SPEND. All of us know what we earn … but spending… not so easy for most of us. The reason is we don’t make or take interest in Budgeting. We lack Budgeting Techniques. Budgeting is the pain point inRead More
Concept of Nominal Returns Vs Real Returns
The Real Returns are different from the rates advertised. This is due to implications of cost, inflation & taxes. One must understand concept of nominal returns vs real returns to optimize his returns. Post tax, fees & inflation is the correct measure to understand total returns.Read More
2018 Review – A to Z – Fun, Laughs & Lessons
What went good, what was bad – Let’s welcome 2019. A 2018 Review of learning & lessons – Through Alphabets. Want to be a Zillionaire? Read at the end – How You can be ONE (Fun) 2018 Review A Asset Liability Mis-match (ALM) – New Word Yes Institution too did what “poor joe” does. EarnRead More
What is Double Tax Avoidance Agreement (DTAA)
Double Tax Avoidance Agreement or DTAA is a very good mechanism to minimize tax. Here is the meaning, details, scope & implication of DTAA.Read More
Mutual Fund Taxation in India – More Details
Beyond the tax rates for there are certain more details and benefits under mutual taxation in India. Details & explanation follows in this article.Read More
Compulsory Dematerialization of Shares
Important Update: This article on Compulsory Dematerialization of Shares was published on 3 Dec 2018, and same evening the government postponed the date to 1 April 2019. Hence the date 5 Dec 2018 (Earlier Deadline) must be read as 31 March 2019. Compulsory DEMATERIALIZATION of SHARES is a very old and long asked initiative to makeRead More