In an earlier article, we have seen why you should invest in equities and what the returns from equity means to your overall financial planning. Today we will see two ways in which we can invest in equities – one is a simple laid-back way in which you see your money multiply over a period ofRead More
Here is why every investor should invest in stocks and mutual funds !
Have you ever asked yourself the question why you should invest in stocks and equity diversified mutual funds ? The reason people invest in stocks is because they think it will make them rich quickly. This sentence is correct but till the last one word. Drop the word “quickly” and replace that with “over aRead More
Why Unit Linked Insurance Plans(ULIPs) are not suitable products
Are Unit Linked Insurance Plans. ULIPs as bad as they are made out to be ? ULIPs are investment products that combine insurance with investment. Both insurance and investments serve two different purposes – they cannot be combined to make a cocktail you cannot drink. Any product that begins to digress from the basic concepts of keepingRead More
How to calculate post tax returns on your investments
Time for some mathematics ! And if it weren’t your favorite subject in school, don’t be afraid to read on. The formula is pretty self explanatory. Financial planning is all about leaning new things and how to calculate post-tax returns on your investments is very crucial for you to understand so that you know exactly whatRead More
Investment Avenues for Indian Investors
In our article today, I will try to list the different types of investment avenues available in India where investors can put in their money. The figure shown below is pretty self-explanatory. However, I will quickly explain the specifics. Indians can invest broadly into five categories of investments – Equity, Debt, Real Estate, Commodities andRead More
6 ways to teach your child about money management
When was the first time your child asked for his/her pocket money ? How much did you pass on to him ? In today’s world of earn-all-spend-all attitude of youngsters, the kids lay their hands on too much money too fast for them to digest. This way, saving and investing is something that a childRead More