In India, the choice of investing in real estate or stocks is driven by many factors, bordering from emotional indulgence to pure gamble. Where to invest between these investment avenues is an answer you will need to find depending on some factors in your financial planning process, namely asset allocation, future financial goals and riskRead More
Future Value of a One Time Investment
Here is a future value calculator to find out the future value of a one-time investment you make today. To take an example, if you were to invest Rs 10,000/- today and forget it for 5 years, what would you get at the end of those 5 years if every year your rate of returnRead More
The Ultimate Listing of Personal Finance Learning Sites
My reader Ravi asked me “Can you please suggest me some good books for knowing the basics of investment and finance in India ? I want to be aware of must needed financial terms and plans.”. This compilation is an offshoot of the comment above. Why spend on books to learn personal finance when theRead More
What is a stock or equity ?
What is equity or stock of a company signify? What is equity investment ? If these are questions that have clogged your mind especially since you must have heard about the phenomenal returns from equity, read on. Equity or stock ? Equity is defined by the valuation of a property minus any debts there areRead More
How many insurance policies can one person have ?
This is in continuation of my “How Many” series articles. The topic this time is how many insurance policies can one person have ? While we did touch upon must have insurance policies for an investor in his overall financial planning, what might confuse the investor is how many such should he totally have. If youRead More
What are fixed income securities ?
Fixed Income can be a very important investment class by which one can diversify his/her portfolio to reduce risk. Putting all your money into equities (read more about equity investment) can give you more returns but it does carry high risk as well. Diversification is a basic concept of financial planning and fixed income productsRead More