Capital Gains is an often heard term in the Indian income tax world. Here is a preliminary article on what the terminology means and what Long term and short term capital gains are. Capital gains arises only when a capital asset is transferred. So if the asset transferred is not a capital asset, it will notRead More
Go online for the best and cheapest term insurance plans in India
Blame it on technology. Many insurance agents are ducking for cover as term insurance plans go online in India resulting in cheaper premiums for the customer. Life insurers have become more innovative as the years have gone by and launched best and cheapest term life insurance policies keeping the customer’s wallet in mind. The greatRead More
Using XIRR to Calculate CAGR
How do you calculate returns from your investments when the investments you make (inflows) and returns you get (outflows) are at different periods in time ? Using XIRR to calculate CAGR. For example, you could buy shares of a company at different prices and at different periods of time. You could then sell it off afterRead More
How many loans can I have ?
Acquiring your favorite assets through a loan is probably the one of the most easiest way to fulfill your materialistic needs and wants. However, it is also one of the most easiest ways to become a pauper as well. If you don’t keep an eye on how many loans you accumulate, it will be aRead More
Real Estate Outlook in India
Are you planning to buy real estate in India ? Have you kept aside money for purchasing that dream home this year ? If yes, then read on. Real Estate Outlook in India does not paint for a very sunny side of things in your overall financial planning. A lot of factors are screaming outRead More
What is KYC? Know Your Customer (KYC) Guidelines
What is KYC is a very important question if you are investing or using financial services. Know Your Customer or KYC requirements and guidelines were effective January 1st 2010 for all mutual fund investors in India, irrespective of how much amount you invest in them. If you don’t know What is KYC, here is a smallRead More