It’s that time to the year when your employer pays you a bonus for the work you have performed over the last one year. That means more money in your hands. Do you know how to spend your bonus wisely and do you see this as a healthy financial planning opportunity or do you justRead More
All about Exchange Traded Funds (ETFs)
Financial planning using mutual funds is one of the most easiest roads to riches. Especially if you were to use the systematic investment planning route. While you could choose any type of mutual fund to invest in, one of the best options available to investors is Exchange Traded Funds (ETFs). I keep screaming from this blogRead More
Who is an ombudsman and how to register a grievance
We, the investors, have a very powerful tool called the ombudsman, at our disposal to raise complaints against services offered to us to make sure any wrongdoing is investigated and possibly corrected. It’s called the ombudsman. I am sure each one of us has come across this term sometime or the other. Let’s take aRead More
Kotak Life Insurance Online
Kotak Life Insurance is offering a pure vanilla term life insurance plan called e-Term and e-Preferred term plan. This is among the latest offering of term insurance plans in India which can be bought online. Before Kotak e-Term and e-Preferred term plan was made available, ICICI Prudential life insurance and Aegon Religaire life insurance hadRead More
Union Budget 2010-2011 income tax highlights
Budget 2011 has come and gone. Amidst rising interest rates, spiraling inflation and a basket full of scams, the government was expected to deliver Budget 2011 to make its mark with a bang. Did it ? Depends on who you are talking to. Let’s take a sneak look at what the Finance Minister Pranab MukherjeeRead More
Personal Finance Ratios
Personal finance ratios are as important to an individual investor as are stock ratios to the health of a company. You have stock analysts, market pundits, punters and ordinary investors predicting the path of a stock after analyzing basic stock ratios like EPS and PE; however, none pause to think about the personal finance ratiosRead More