Fixed Income Service
Fixed Income service is for Conservative Investors, who are looking for capital protection with returns over inflation Bank FDs. Through this service, we recommend conservative portfolios with minimal equity or nil equity investment as per investors profile.
Why Fixed Income service?
We Indians are very good savers but poor investors. The fear of loss makes you sit ideally with all your money in savings accounts or Bank FD. This is a clear loss of opportunity as investor tends to earn negative or very minimal returns post inflation and taxes.
Hence this service helps you to find best options in fixed income products helping you to earn decent returns.
Click Here : To See the Presence of TheWealthWisher Clients/Investors on the Globe |
Coverage
We cover Company Fixed Deposits, Bonds, Non-Convertible Debentures (NCD), Tax-free Bonds, Debt Mutual Funds, Debt-Oriented PMS, Debt-Based AIFs (Alternate Investment Funds) and other options that are launched from time to time.
Sample of Some Offerings as on 01 Nov 2017. (These issues may have closed or changed in terms of offering. Please consult us before investing)
Process
Just mail us your desire to avail this service. Avail Service
We try to make all these investments paperless, but in certain issues/geographies the technology may not work, hence paper versions will apply. In case of any query go to Ask Us
Fees
Under Direct Option:
| Fee Slab | First Year AUM Based Fee | Fees applicable from 2nd Year Onwards |
| (Under Direct Option) | ||
| If the AUM is less than 50 lakh | .50% of the AUM Plus GST | .50% of the AUM Plus GST |
| If AUM > 50 Lakhs | .40% of the AUM Plus GST | .40% of the AUM Plus GST |
Under Regular Option
| Fee Slab | Annual Fee | Renewal Fee |
| Any AUM |
INR 6000*/- Plus GST (For the Financial Planning Service) |
NIL |
Disclaimer: Disclaimer: TW2 is a fee-based financial planner and we implement investments under both Direct & Regular options. Under Regular option, the implementation is carried by our Implementation Partner (IP). The IP earns revenue in the form of commissions hence we do not charge fees from the investor. TW2 has revenue sharing arrangements with IP to cover our professional services ONLY.
Just email madhupam@thewealthwisher.com or WhatsApp at +91 9828156400 to get details on Fees or a quotation specifically for you.
- The fees are calculated annually and charged quarterly as per valuation of the portfolio and not on the original cost of investments.
- For AUM calculation equity/long term debt/Short-term all have 100% weight. Liquid/Ultra short-term funds 20% weight.
- The Direct Option has just evolved, hence a lot of things are settling on the regulatory and technological front. We would require your patience and assistance in managing this service.
- For certain investments like off-shore funds, we take help of Platforms who deal in these investments. The fees for these investments are separate communicated and agreed upon before the transaction.
Whereas for Bonds, PMS, NCDs and other product without direct option, the service is managed through our Implementation Partner (IP). Hence we do not charge anything from the investor. TW2 has a revenue sharing arrangement with the IM to cover professional costs related to this service ONLY.
Financial Planning &Wealth Management Service FAQs
