In a Financial Plan, there is always more emphasis on Child Education & Retirement. Child Education Plan majority times takes more importance if the inflows are limited. It’s always in mind – as it is one unspoken sacred vow. Child Education Planning is getting more complex day by day because of increasing options. On anotherRead More
Tips & Tricks
Managing Parents Finances
Many parents like mine need a handholding and care. I noticed this when last week I visited a “sarkari bank” with my parents to renew Life Certificate (for pension). I met many elderly couples and singles who are struggling with issues like depleted PAN card or inability to write a simple application or fill theRead More
Are PPF for NRI or NSC for NRI Redundant?
It’s very clear that government is doing its best to reduce the subsidy liability and wants to bring everyone to “market-linked” umbrella. But NRI’s being the center of attraction, did not expect that they will not be allowed to share the benefits of PPF & NSC. PPF for NRI & NSC for NRI has changedRead More
Tips For Working With Financial Planner
This article is about tip & tricks for Working with Financial Planner. This will help you get best out of your financial planning relationship. Read More
What Is DigiLocker? Benefits & Registration Procedure
Documents flow is the most important part of the economy. Tell me- can you invest or avail any service like banking or telecom or even check into a hotel without valid documents? But so many documents moving in pockets/wallets/internet are posing a challenge to logistics & authentication. The modern day crimes like identity theft areRead More
Understanding Portfolio Turnover Ratio
When you build a portfolio, one of the most important ratios to check out is the Portfolio Turnover Ratio. The mutual funds especially the active ones, the fund managers keep buying and selling the stocks. This buying and selling activity is recorded and hence this ratio is calculated. We shall see how Portfolio Turnover RatioRead More