Tips & Tricks

SWP for Regular Income & it is Tax Efficient too

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When it comes to receiving regular income from investments, there are a handful of options for an individual investor like interest from bank deposits, SWP (Systematic Withdrawal Plan) of mutual funds, etc. When it comes to tax efficiency, SWP reigns supreme. SWP for Regular Income is a great arrangement for retirees who want to investRead More

Difference between Absolute Returns CAGR XIRR

by Madhupam Krishna

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You must have come across multiple terms to calculate Mutual Fund or investment performance such as Absolute Returns CAGR XIRR. Today let’s understand the difference between them and their relevance to your mutual fund portfolio. ABSOLUTE RETURN What is Absolute Return? Absolute Returns, also called Total Returns, help us in calculating how much gain orRead More

Commodities Trading in India

by Madhupam Krishna

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A few days ago, SEBI allowed Silver Funds to be launched by Indian MF companies. Mutual Funds already were dealing in Gold MFs & a few others commodities. So how come Commodities be like assets and investible? Where is the market for commodities & how the performance is tracked? Let’s check the Commodities Trading inRead More

Will Health Insurance Policy Cover Omicron?

by Madhupam Krishna

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Coronavirus has been now part of daily lives for the last 2 years. There looks an extended time as new variants keep developing. Although the hospitalization rate is low, still one may need hospital care. The question today to discuss: Will Health Insurance Policy Cover Omicron? Will your mediclaim cover Covid 19 Variants? As weRead More

Dividend or SWP – What Will You Choose?

by Madhupam Krishna

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Mutual Funds earn & can distribute money by 2 options. One is payment by way of dividends & the second way is – systematic withdrawal plans (SWP). But which option is suitable for you as an investor. Well, there is no one correct answer as the investor’s profile, taxation & requirement are unique. Let’s learnRead More

Why Mutual Funds Have Cash in Portfolio?

by Madhupam Krishna

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What Cash? In an Equity Schemes? Yes, in a pure Equity Scheme. Well, this might surprise some of you but Mutual Funds Have Cash do hold a good amount of cash in its portfolio. Mutual Fund Hold Cash to almost 5-10% in normal times & can go up to 50 to 60% in unfavorable marketRead More