When unexpected events occur, insurance is a crucial financial tool that gives people and families financial stability and peace of mind. The idea of a “Beneficial nominee in Insurance” is essential to ensure that the intended benefits of the policy are granted to the appropriate recipient. This is more prominent in Life Insurance. Imagine aRead More
Tips & Tricks
Loanable Investments
In case you needed money for some emergency you only knew the traditional ways of taking loans like Personal loans or finance on your house or property, financing on the vehicle, taking loans from relatives or friends, etc. But many of your investments can be used to avail funds. These are called loanable investments. Let’sRead More
SWP for Regular Income & it is Tax Efficient too
When it comes to receiving regular income from investments, there are a handful of options for an individual investor like interest from bank deposits, SWP (Systematic Withdrawal Plan) of mutual funds, etc. When it comes to tax efficiency, SWP reigns supreme. SWP for Regular Income is a great arrangement for retirees who want to investRead More
Difference between Absolute Returns CAGR XIRR
You must have come across multiple terms to calculate Mutual Fund or investment performance such as Absolute Returns CAGR XIRR. Today let’s understand the difference between them and their relevance to your mutual fund portfolio. ABSOLUTE RETURN What is Absolute Return? Absolute Returns, also called Total Returns, help us in calculating how much gain orRead More
Commodities Trading in India
A few days ago, SEBI allowed Silver Funds to be launched by Indian MF companies. Mutual Funds already were dealing in Gold MFs & a few others commodities. So how come Commodities be like assets and investible? Where is the market for commodities & how the performance is tracked? Let’s check the Commodities Trading inRead More
Will Health Insurance Policy Cover Omicron?
Coronavirus has been now part of daily lives for the last 2 years. There looks an extended time as new variants keep developing. Although the hospitalization rate is low, still one may need hospital care. The question today to discuss: Will Health Insurance Policy Cover Omicron? Will your mediclaim cover Covid 19 Variants? As weRead More