Mutual Funds

How Regulator Ensured Mutual Funds Achey Hain

Abolition of entry load, AMFI, direct plans, Disclosure of commission, entry load, mutual fund safety, mutual fund sahi hain, mutual funds, RIA, RIA (SEBI Registered Investor Advisors- Fee-Based), SEBI

The Mutual Funds investing is increasing day by day but question is are Mutual Fund Safe? Many investor take a backhand thinking that this sector is not regulated. Well, this is a misconception as I being an insider can tell you that it is one of the most regulated & audited industry. Many landmark decisionsRead More

Investing In Highest NAV – Still Making Money?

by Madhupam Krishna

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Investing at highest is challenging when we all have been taught to buy low and sell high. But when markets are not in a mood to regain breath and upwards journey continues, should one make investments at 52 weeks high NAV? This debate Low NAV Vs High NAV has always confused the stable investors. HereRead More

Rationale Behind Concentrated Portfolios

by Madhupam Krishna

concentrated portfolio, Concentrated Portfolio Vs Diversification, concentration ratio, concentration risk, diversification, diversified portfolio, equity, mutual funds, portfolio concentration, stocks

There is a category of equity MFs which invest in 25 or say 35 stocks only. This concentrated portfolio equity mutual fund strategy is marketed as an aggressive management. But when we speak about mutual fund benefits, the important point is DIVERSIFICATION. If a portfolio is concentrated in few stocks or few sectors, will itRead More

Fixed Deposit Vs Mutual Funds Comparison : Part 2

by Madhupam Krishna

bank fd, debt funds, equity funds, fixed deposit, gilt funds, government bonds, income funds, money market funds, mutual funds, portfolio management, returns, SWP, systematic withdrawal plan

In part one of the Fixed Deposit Vs Mutual Funds comparison, we analyzed the existing and new ways to invest in Debt Mutual Funds. Now its time to dig deeper and learn why one should invest in Debt Funds, What are the risks in debt Funds and how these risks can be countered. Also, let’sRead More

Fixed Deposit Vs Mutual Funds : Part 1

by Madhupam Krishna

balance funds, banks, corporate bond fund, credit opportunity fund, debt funds, dynamic funds, equity arbitrage funds, fixed deposit, gilt funds, income funds, inflation rate, interest rates, MIP, money market funds, monthly income funds, mutual funds, returns, short income funds

Can Mutual Funds be a substitute for Bank FDs? Honestly NO- as substitute theory works when two things are identical. The basic nature here is different as FDs give fixed returns whereas MFs are market linked. So ideally MFs can be used to fill shoes, but one must understand the risk & returns of theseRead More

New Investor’s Baggage : Unrealistic Returns Expectations

by Madhupam Krishna

best return, equity mutual funds, equity returns, mf returns, return expectation

You know Demonetization was not a “demon” for the investment industry. In fact, papers are pink with praises how physical asset lovers changed loyalty and started sailing with financial assets. But a new investor someone who started in 2016 or 2015 has started on a very high note. He has only seen green pasture andRead More