All Mutual Fund advertisements ends with “Read the offer document carefully before investing”. But have you read one? Are you sure your agent/advisor has read one? Well, Offer document & KIM are tough & non-fiction reads. So many of us do not bother to go through offer document & KIM before investing. Let see inRead More
Mutual Funds
Pros & Cons of Investing in International Funds
Today traveling to a foreign country is no more a “lucky chance”. In earlier days people use to show horoscopes to learned men and wanted to know if they have “videsh yatra yog” (destiny to fly abroad). But today we see lakhs of Indians crossing the border for work, education & pleasure. So what aboutRead More
What is Equity Savings Fund? Details & Comparison
Equity Savings Fund is a relatively new category of funds which has emerged from the thought that equity can be used as a savings vehicle. We all know pure equity is wealth creator but cannot be relied on for medium-term savings. Hence Equity Savings Fund is a cocktail of few more asset classes to makeRead More
Direct Plan Mutual Fund Investors & Advisor’s Alpha
With the markets just skyrocketing in 2017, many investors of Direct Plan Mutual Funds faced a tough time in Feb 2018. Budget 2018 and days after that were and are still mayhem. But if media & my personal experience is to be believed, the direct plan mutual fund investors panicked and are still in shock.Read More
SBI Bandhan – Gift Money in Family Without Tax Worries
We rarely review a product until it has something new. SBI Bandhan caught my research eyes as it is a simple product with a great idea. We often get into doubt when someone in the family asks or need money. Because of taxation angle. SBI Bandhan is a product which answers this by making itRead More
Mutual Funds Vs ULIPS: Are ULIPs Better After LTCG on Equity?
The debate or the war – ULIP better than Mutual Funds had a new chapter when Budget 2018 has introduced Long Term Capital Gain Tax for Equity Funds. ULIPS being an insurance product remains tax-free on maturity. Now with this recent change, let’s see if the scale has bent towards ULIPS. Let’s critically evaluate MutualRead More