We all know performance is a relative term. We ought to have a comparison figure or a mechanism to measure the performance of the asset where we have invested. In mutual funds, these are called Benchmark Indexes. Recently, a fund house changed this to Total Return Index Benchmark. So what is the impact of thisRead More
Mutual Funds
Understanding Portfolio Turnover Ratio
When you build a portfolio, one of the most important ratios to check out is the Portfolio Turnover Ratio. The mutual funds especially the active ones, the fund managers keep buying and selling the stocks. This buying and selling activity is recorded and hence this ratio is calculated. We shall see how Portfolio Turnover RatioRead More
Impact of RBI Monetary Policy on Debt Funds
Yesterday Reserve Bank of India Monetary Policy Committee reduced the Repo Rate by 25 basis points. This is a huge trigger for home loans and other consumer loans. This Diwali will be full of offers. The major beneficiaries will be Banks, NBFCs, and Mutual Funds, especially the debt funds. Debt Funds & RBI Monetary PolicyRead More
Equity Investing is a Marathon NOT a Sprint
Equity investing is now under so much research and eye glazes because it is at a point that nobody has seen. Nifty crossed 10000 this week for the first time in history. Our philosophy has been that Equity is long term investments and market levels do not matter to us. But this milestone can beRead More
Make Liquid Funds Part of Your Budget
You may call it by any name Liquid Funds Contingency Fund or Money Market Fund, this category has shown a deep acceptance among retail (small) investors. Although the bank deposit or the money lying in savings bank account is much higher than mutual funds combined all schemes. But if we see from 2012 the trendRead More
Learning Mutual Fund Trends
The newspaper publishes a lot of data on Mutual Fund and its numbers. As an investor does these figures have some indications or learning? Yes a lot, but you need a proper base to compare. Standalone numbers will not speak anything or provide insight. They may be used to distort any picture. Learning Mutual Fund TrendsRead More