When it comes to receiving regular income from investments, there are a handful of options for an individual investor like interest from bank deposits, SWP (Systematic Withdrawal Plan) of mutual funds, etc. When it comes to tax efficiency, SWP reigns supreme. SWP for Regular Income is a great arrangement for retirees who want to investRead More
Mutual Funds
Difference between Absolute Returns CAGR XIRR
You must have come across multiple terms to calculate Mutual Fund or investment performance such as Absolute Returns CAGR XIRR. Today let’s understand the difference between them and their relevance to your mutual fund portfolio. ABSOLUTE RETURN What is Absolute Return? Absolute Returns, also called Total Returns, help us in calculating how much gain orRead More
Guide to Tax Efficient Mutual Fund Investing
Guide to Tax Efficient Mutual Fund Investing (Free Ebook to Download) Speaking of taxation, it is that time of the year when tax planning is on everyone’s mind. While one cannot avoid paying taxes, awareness about various aspects of taxation can help one to plan investments in a more tax-efficient manner. Bearing this in mind,Read More
Understanding Arbitrage Funds
Arbitrage funds have seen some revival in investor interest in recent times. Most often these funds have been pitched to investors as an alternative to debt funds for parking short-term surpluses, given their tax advantage. But that is why you invest in Liquid or Sort term debt fund. So, are the seemingly risk-free arbitrage fundsRead More
Dividend or SWP – What Will You Choose?
Mutual Funds earn & can distribute money by 2 options. One is payment by way of dividends & the second way is – systematic withdrawal plans (SWP). But which option is suitable for you as an investor. Well, there is no one correct answer as the investor’s profile, taxation & requirement are unique. Let’s learnRead More
Investment Styles of Indian Mutual Fund Managers
In the start let me clarify – I am not going to point to individuals as MF space is highly decentralized and when we say we are evaluating Investment Styles of Indian Mutual Fund Managers – We mean to say the team behind a particular fund or fund house. We know from my last postRead More