Miscellaneous

Introducing the India Post Payments Bank

India Post Payments Bank, Indian Post Payments Bank, IPPB, IPPB account, link POSA-IPPB account, linking post office savings bank account, post office payment bank

I & my daughter went to post Rakhis for our family. The post office is a bit far, but we have a post box hanging on a Neem tree near our house. I was surprised that it was full with “Rakhi Packets”, to the extent that I could pull out a few if I insertRead More

Ayushman Bharat – A Future Health Care Scheme?

by Madhupam Krishna

Ayushman Bharat, government health insurance scheme, Modicare, National Health Protection Scheme

The question that will come to your mind is, Ayushman Bharat is a scheme for below poverty line population, so why are you reading it? It is true, but the most noteworthy statement of PM’s Independence Day speech was – Ayushman Bharat will be extended to all social classes after the initial launch. So itRead More

Fixed or Floating Rate Home Loans

by Madhupam Krishna

fixed or floating home loan, Fixed Rate Loans, Floating Rate Loans, hdfc home loans, home loans, MCLR, sbi home loans

Home Loans have again started to go up after an about year. Many of you either are waiting for your dream house or have made a plunge and acquired a house on loan. You should avail fixed or floating rate home loans? Answer has been always mysterious if you are not tracking the interest rateRead More

2 News Ways of Misselling Financial Products

by Madhupam Krishna

Mis-selling, misselling, misselling by banks, misselling examples, misselling insurance, misselling MFs, ways of misselling

Misselling is high when markets are doing good. Simple reason, when it is easy to nudge people to invest you can play with emotion and sell crap. Off late I noticed 2 new ways of misselling financial products. These are new trends emerging for internet and present lifestyle. Let us see these new misselling waysRead More

Budget 2018 – Impact on Income & Investments

by Madhupam Krishna

budget 2018, Capital Gain Bonds, income, investments, long term capital gain, LTCG, Mediclaim Deduction, MF tax rate budget 2018, new tax rate budget 2018, section 80C, senior citizen benefits budget 2018, Short-Term Capital Gains, standard deduction 40000

The Government which is known for dropping BOMBS… today submitted their last budget before going for general elections in early 2019. Budget 2018 details have started emerging and yes the budget in full of impact. Budget 2018 will be known for Taxing the Equity Market gains. Here are the details. Budget 2018 key highlights areRead More

10 Best Articles Of 2017

by Madhupam Krishna

bitcoins, debt mutual fund, Digilocker, E-nivaran, enivaran, equity, FD, fixed deposits, insurance, mutual funds, NPS, NRI, NRI investments, pan aadhar, SIP, value investing

We wrote many good articles on Personal Finance & Investments. Based on the most read parameter here is the collection of best articles on Mutual Fund, Equity, Insurance, Personal Finance & Investments written in 2017. Can You Handle Not Owning Bitcoins? Humorous Images This is called Fear Of Missing Out… (FOMO)… When everyone is making money…Read More