Office Mediclaim Coverage is free or cheaper than a normal policy? Yet we (financial planners) say you should have a standalone policy for your family other than what office provides. Why? The key lies in understanding – What is a Group Insurance Policy? Let us see how Group Insurance Policy is different from normal insurance.Read More
Insurance
What is NCB Certificate?
We get a lot of questions on NCB or No Claim Bonus while buying a Motor Insurance Policy. So I thought to write a detailed post on NCB and NCB Certificate. This concept of using NCB Retention Certificate is a good way of decreasing your premium while replacing the vehicle. What do you do withRead More
Term Insurance – Can You Afford to Miss One?
“The future depends on what we do in present” is a very famous quotation by Mahatma Gandhi & quietly related with a Term Insurance Plan or Term Plans as they are called. Imagine, if a person is only earning member in his family & any uncertainty happen with him? Obviously, his family will face aRead More
Ayushman Bharat – A Future Health Care Scheme?
The question that will come to your mind is, Ayushman Bharat is a scheme for below poverty line population, so why are you reading it? It is true, but the most noteworthy statement of PM’s Independence Day speech was – Ayushman Bharat will be extended to all social classes after the initial launch. So itRead More
Should You Invest in SIP with Insurance ?
What do if your favorite South Indian shop stops giving you the coconut chattni? What if the Pani Poori wala stops giving the extra spicy-water? You will never like it. The freebies that you get is an essential part of the experience. That is human nature and we all like what is free or withoutRead More
2 News Ways of Misselling Financial Products
Misselling is high when markets are doing good. Simple reason, when it is easy to nudge people to invest you can play with emotion and sell crap. Off late I noticed 2 new ways of misselling financial products. These are new trends emerging for internet and present lifestyle. Let us see these new misselling waysRead More