Here is a small primer on how to check your EPF balance online. There have been some questions on how to do this and what the SMS from bz-epfo that comes to your mobiles mean. More on this in a bit. The EPF (Employee Provident Fund) is a compulsory retirement fund account to be openedRead More
Fixed Income
Impact of EPF interest rate cut
If you were planning for your retirement and depended heavily on the Employee Provident Fund (EPF), then it is time you did your financial planning again. The government has brought down the interest rate on EPF and has left many salaried employees who get EPF a bit peeved. Suddenly, there are other investments out thereRead More
How to Use Auto Sweep Facility
Just like you delay your investment decisions in your financial planning, do you also delay investing your salary each month in the right investment avenues ? If yes, you are not alone. A whole lot of investors are used to accumulating their salaries each month in their bank accounts as they do not know whatRead More
Company Fixed Deposits in India
Company fixed deposits in India are often a favourite amongst investors who are risk averse and want to take an exposure to fixed income instruments and are not satisfied with bank fixed deposits. While this is fine, there are certain risks to be aware of and if adequate research is done before investing, company FDsRead More
PPF and NSC Interest Rates
Both the Public Provident Fund (PPF) and National Savings Certificate (NSC) are up for some change now. After months of delay, the government has announced higher interest rates for PPF and NSC. With this move, small saving schemes can now offer some competition to other investment avenues in the fixed income category like fixed depositsRead More
All about Public Provident Fund- PPF Details
The Public Provident Fund (PPF) scheme is one of the most common and favorite investment class for a large number of individuals today in their overall financial planning. Let’s discuss and check PPF Details. You hear more about it in the first quarter of the year when investors scurry to invest in tax saving instruments. TheRead More