Fixed Income

Fixed Deposit Vs Mutual Funds Comparison : Part 2

bank fd, debt funds, equity funds, fixed deposit, gilt funds, government bonds, income funds, money market funds, mutual funds, portfolio management, returns, SWP, systematic withdrawal plan

In part one of the Fixed Deposit Vs Mutual Funds comparison, we analyzed the existing and new ways to invest in Debt Mutual Funds. Now its time to dig deeper and learn why one should invest in Debt Funds, What are the risks in debt Funds and how these risks can be countered. Also, let’sRead More

Fixed Deposit Vs Mutual Funds : Part 1

by Madhupam Krishna

balance funds, banks, corporate bond fund, credit opportunity fund, debt funds, dynamic funds, equity arbitrage funds, fixed deposit, gilt funds, income funds, inflation rate, interest rates, MIP, money market funds, monthly income funds, mutual funds, returns, short income funds

Can Mutual Funds be a substitute for Bank FDs? Honestly NO- as substitute theory works when two things are identical. The basic nature here is different as FDs give fixed returns whereas MFs are market linked. So ideally MFs can be used to fill shoes, but one must understand the risk & returns of theseRead More

Transfer Your EPF To NPS – Details & NPS Performance

by Madhupam Krishna

employee provident fund, EPF, National Pension Scheme, NPS, PF, retirement, section 80 c

In the budget of 2015-16, the government had announced that they will allow funds to be transferred from Employee Provident Fund EPF to NPS or National Pension Scheme. Finally, this has arrived, now you can Transfer EPF TO NPS. This is like one-way portability between two different superannuation schemes. And finally this last Monday, 06Read More

Demonetization Impact PART 2: Impact on Economy

by Madhupam Krishna

aadhar, demonetization, demonetization impact, economy, GDP, gold, inflation, jan dhan yojna, rbi, UPI

The economy is also important as it is a summation of entire country’s well being. Emotions are linked to the economy as economic news builds people’s mood. Demonetization is one such economic event which has drastically changed everyone’s way of thinking. Social media is full of reactions. The common man is tweeting, commenting & making videos express what they feel.Read More

Conversation between PPF and ELSS – A Comparison

by Madhupam Krishna

ELSS, investments, mutual funds, PPF, returns, saving, tax

Products never speak for themselves otherwise, Maggie would have been first one to speak and claim innocence (or accept what humans did to her). But this is an attempt to learn, evaluate and find the Comparison between ELSS & PPF. So if PPF and ELSS were to speak for themselves and met on my website forRead More

Now Retail Investor can Buy & Trade Government Securities (Gsecs) from 16 Aug 2016

by Madhupam Krishna

bonds, Gsecs, investing tips

There is a very reassuring word in Fixed Income Market which is “Sovereign Backing” meaning that the security or the Bond is backed by the government, hence has the least possibility of default. These are called Government Securities or Gsecs by market participants. But you know there was no viable means to buy these securitiesRead More