Do you need a Monthly Income? If the answer is YES, here are 15 options in which you can invest and get monthly or periodical income (quarterly, half-yearly, or annual also). Here is your complete updated dossier of all 15 Monthly Income Options present or available in India. Monthly Income Options are suited for investorsRead More
Fixed Income
Real Estate Investment Trusts (REITs)
Real Estate Investment Trusts (REITs) In India is new in the sense that up till now we had just 2 issues of these to invest. But globally REITs are major money catchers and soon India will have more options. So in today’s article let us check how Real Estate Investment Trusts (REITs) are governed, runRead More
RBI 7.15% Floating Rate Savings Bonds 2020
Finally, the Government made amendments to Personal Finance Investors. They had closed RBI bonds on a Saturday, just giving half-day (Monday) to build panic among fixed-income investors. And almost a month after they have launched the improvised version – RBI 7.15% Floating Rate Savings Bonds 2020. These RBI Bonds start for subscription from July 01,Read More
Hedging Investments – Types & Strategies
Hedging Investments basically means reducing or controlling the risk involved in a certain transaction. In other words, Hedging Strategies are investment positions intended to offset the potential losses that may be incurred by a companion investment. Insurance is the best example of hedging. When we buy a house worth lakhs of rupees, we usually buyRead More
Understanding Form 15G & 15H – To Avoid TDS
Form 15G or Form 15H are self-declaration forms that show that an individual’s total income is below taxable slab hence tax is not to be deducted. But who can submit these? Is there any rule governing the submission of Form 15H & Form 15G? Let’s check these today. You can also download Fillable Form 15GRead More
Taxation on PF Withdrawal – All Scenarios
EPF or employee Provident Fund is hard-earned money through your service to an organization. Overall if a person is attaining superannuation, it is supposed to be tax-free. BUT NOT ALWAYS! Money received from EPF can be taxable or there can be tax deducted at source (TDS). Let us understand Taxation on PF Withdrawal or TaxationRead More