An NRI, who looks for a safe and attractive investment avenue of investments. We know FDs provide assured returns. But for NRIs NRE FDs is a great investment tool with a minimum tax burden. Let’s analyze the benefits, and taxation of NRE FDs for NRIs. NRIs who earn abroad can consider parking their money inRead More
Financial Planning
When NOT to Buy Term Insurance Policy
Whenever we recommend life insurance, we always prefer a pure term insurance called the Term Plan or Term Insurance Policies. Can there be a scenario when one does not require life insurance? Can there be reasons When NOT to buy term insurance policy? Let’s explore this scenario today. Pure protection term plans are the bestRead More
Home Loan By Bank OR Housing Finance Company
Do you long to buy your Dream Home? Most likely you would need a part to be financed as Home Loan By Bank OR Housing Finance Company. But when it comes to making a decision, you might not be aware of the difference between Home Loan by Bank or Housing Finance Company. Let’s see whatRead More
Do I Need Insurance? If I Have Everything!
It is often a question that affluent clients ask – DO I NEED INSURANCE? Insurance is a risk mitigation or transfer mechanism. It simply means if an unforeseeable event happens (death, incapacitation, etc), the financial burden that the family will undergo can be taken care of by getting insurance claims. But what if a personRead More
Importance of Financial Planning for Women
If someone tells you that women should not get involved in financial decisions, you may consider helping them lookup on the internet about countless women, who are Prime Ministers & Finance Ministers of various countries or are leading major financial institutions around the world. Financial Planning for Women is an important concept. The need isRead More
Financial Planning & Health Planning
It’s easy to gain weight – to add those extra pounds in no time. But it’s really hard to get back in shape. And it’s difficult because it demands discipline. Similarly planning your personal finances and keeping them in check is also challenging. Let’s understand this by making a Financial Planning & Health Planning assessmentRead More