Financial Planning

When NOT to Buy Term Insurance Policy

Conditions where buying term insurance plan is not important, Not to buy Insurance policy under some situations, Time to say no to Insurance plan, What are the consequences of buying insurance policy unnecessarily, When NOT to buy term insurance policy

Whenever we recommend life insurance, we always prefer a pure term insurance called the Term Plan or Term Insurance Policies. Can there be a scenario when one does not require life insurance? Can there be reasons When NOT to buy term insurance policy? Let’s explore this scenario today. Pure protection term plans are the bestRead More

Home Loan By Bank OR Housing Finance Company

by Madhupam Krishna

Bank vs HFCs, Best home loan provider in India, HFC Home loan, Home loan rate of interest, Is housing finance and home loan same?, Pros and Cons of taking loan from a Bank or HFC, What is difference between banks & HFCs?, Which bank is best for housing loan?, Which is best Bank or HFCs?

Do you long to buy your Dream Home? Most likely you would need a part to be financed as Home Loan By Bank OR Housing Finance Company. But when it comes to making a decision, you might not be aware of the difference between Home Loan by Bank or Housing Finance Company. Let’s see whatRead More

Do I Need Insurance? If I Have Everything!

by Madhupam Krishna

Do I Need Insurance

It is often a question that affluent clients ask – DO I NEED INSURANCE? Insurance is a risk mitigation or transfer mechanism. It simply means if an unforeseeable event happens (death, incapacitation, etc), the financial burden that the family will undergo can be taken care of by getting insurance claims. But what if a personRead More

Importance of Financial Planning for Women

by Madhupam Krishna

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If someone tells you that women should not get involved in financial decisions, you may consider helping them lookup on the internet about countless women, who are Prime Ministers & Finance Ministers of various countries or are leading major financial institutions around the world. Financial Planning for Women is an important concept. The need isRead More

Financial Planning & Health Planning

by Madhupam Krishna

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It’s easy to gain weight – to add those extra pounds in no time. But it’s really hard to get back in shape. And it’s difficult because it demands discipline. Similarly planning your personal finances and keeping them in check is also challenging. Let’s understand this by making a Financial Planning & Health Planning assessmentRead More

Budget 2022 Impact on NRI Investments & Taxation

by Madhupam Krishna

Budget 2022 changes in NRI Investments, Budget 2022 changes in NRI Taxation, Budget 2022 for non residents, Budget 2022 for NRIs

The Budget 2022, has been good in terms of the enabler role by the government. NRIs play a very big role in the development of India through their work, taxes & investments. Here are the collection of Budget 2022 Impact on NRI Investments & Taxation. Here are the changes proposed by Union Budget 2022 forRead More