“Why do I need an emergency fund?”, queried Nitin incredulously as he sat opposite to me. “I need money for more important events in my life!”. Nitin’s financial planning was in tatters. He was staring at huge challenges in his life – no planning; loans piling up thick and fast and no money left forRead More
Financial Planning
36 Personal Finance Resources to Make You a Smart Investor
If you are scouring for personal finance resources or guides to learn about financial planning in India, go no further. We bring to you the complete list that will make you walk and eventually run ! Personally, the personal finance landscape is changing so fast in India that I am amazed at what one wantsRead More
How to manage your personal cash flow
How much time do you spend on managing your personal cash flow in your overall financial planning ? I bet very less – most of the time is spent in digging through various reports on which investment avenues are good , how much will they return and how to invest in them. While investing yourRead More
John Templeton Rules for Investment Success
I stumbled upon this document which talks about Sir John Templeton Rules for Investment Success. It was such a basic and nice reading that I was prompted to write down this article with my tits and bits thrown in. Sir John Templeton was an investor and mutual fund pioneer who became a billionaire by pioneering theRead More
Why People Avoid Financial Planning
When did you last do your financial planning ? The progress at which financial planning in India is growing is nothing to be proud about. It is no doubt slow and the reasons are many and varied. I have tried to jot down some reasons why people avoid financial planning. Please add if you thinkRead More
How to Spend Less Money on Shopping
The biggest challenge which I personally have faced while doing my financial planning is cutting down on expenses. And mainly expenses which are related to shopping. Like a good school boy, I have made grand plans to keep expenses at tab and often wanted to cut down on spending on items that are way offRead More