Education costs in India are rising and we all need to save more and more money for our children’s education. We all know that but I was taken aback to read in the dailies how much the costs had increased over the past few years ! While the cost of educating a child till theRead More
Financial Planning
My Personal Income and Expense Statement !
Being a financial planner, I am shit scared about not meeting my goals. I preach goal based investing and sane financial planning, so there is no way I can falter with my financial disposition. So when I look at my personal income and expense statement each 6 months, I get the creeps. I know IRead More
Smart Investing for your Child’s Future
Children, they say are God’s gift to us. God did his job but we as parents have ours left. Investing for your child’s future is the onus of parents and fortunately in India, parents take this seriously. The only issue is that they start investing in the wrong products and that is probably because theyRead More
How Emotions Affect Investment Behaviour
Have your emotions become over riding decisions for your investments ? In 2011, when the stock market was going down south, did you buy or did you sell ? If your investment behaviour or decisions were based on sound principles, then you might be on a strong footing as far as your financial planning goesRead More
Different Types of Investors
Though we have many types of investors in India, one can zero down on a broader category of 5 of them. Deciding which type of investor you are is key to a successful future of financial planning and happy financial health. Without that, you cannot possibly even know what financial planning strategies to adopt. It’sRead More
Frugality and Personal Finance
Frugality or a frugal way of life is often misunderstood as being miserly, devoid of the joy and pleasures of life where one tries to save as much money as possible for the future. Talk about frugality and personal finance and you are often met with criticism, especially by guys in their early 20s :Read More