Children, they say are God’s gift to us. God did his job but we as parents have ours left. Investing for your child’s future is the onus of parents and fortunately in India, parents take this seriously. The only issue is that they start investing in the wrong products and that is probably because theyRead More
Financial Planning
How Emotions Affect Investment Behaviour
Have your emotions become over riding decisions for your investments ? In 2011, when the stock market was going down south, did you buy or did you sell ? If your investment behaviour or decisions were based on sound principles, then you might be on a strong footing as far as your financial planning goesRead More
Different Types of Investors
Though we have many types of investors in India, one can zero down on a broader category of 5 of them. Deciding which type of investor you are is key to a successful future of financial planning and happy financial health. Without that, you cannot possibly even know what financial planning strategies to adopt. It’sRead More
Frugality and Personal Finance
Frugality or a frugal way of life is often misunderstood as being miserly, devoid of the joy and pleasures of life where one tries to save as much money as possible for the future. Talk about frugality and personal finance and you are often met with criticism, especially by guys in their early 20s :Read More
Women and Financial Planning
.In India, financial planning for women don’t gel well as much as men and financial planning do. Of late, a large number of ladies are venturing out in the space of personal finance, but this has been a space largely dominated by the male. However, the importance of women and finances is immense and veryRead More
How much should be financial planning fees?
The last discussion we had on the cost of a financial product prompts me to ask the question today – how much should financial planners charge fees for financial planning of their clients ? In India, there are different charges which financial planners levy as financial planning fees and they vary by a great margin.Read More